East Lyme Town property record for 35 S Ridge Rd, Niantic, CT 06357 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 2.5 Baths |
| Year Built | Built 1977 |
| Square Footage | 2,820 sqft Living Area |
| Lot Size | 20,038 sqft (0.46 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $500,000 (2023) |
| Tax Bill | $8,037.00 (2025) |
| Primary APN | ELYM M:021.4 B:00066 L:00000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 9 Rooms |
| Building Area | 2,820 sqft Living Area |
| Gross Area | 5,160 sqft Gross Area |
| 1st Floor | 1,470 sqft 1st Floor |
| Basement Area | 1,470 sqft Basement |
| Unfinished Basement | 1,194 sqft Unfinished |
| Stories | 2 Stories |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1977 |
| Architectural Style | Colonial Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Roof Construction | Gable Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 20,038 sqft (0.46 acres) |
| Deck Area | Deck Area |
| Heating System | Hot Water Heating |
|---|---|
| Heating Fuel | Oil Heating Fuel |
| Account Number | 7436 |
|---|---|
| Street Address | 35 S RIDGE RD |
| City | NIANTIC |
| State | CT |
| Zip | 06357-1521 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Block | 66 |
| Jurisdiction | EAST LYME CT |
| Minor Civil Division | EAST LYME |
| Census Blockgroup | 1 |
| Census Block | 1035 |
| Census Tract | 870701 |
Source: East Lyme Town records · APN ELYM M:021.4 B:00066 L:00000
Assessment roll updated June 25, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 35 S RIDGE RD, NIANTIC, CT 06357-1521 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Dec 02, 2025 | Deed of Trust, Mortgage · Line of Credit CHARTER OAK FCU |
| Feb 06, 2023 | Warranty Deed, Transfer · Stand Alone First Mortgage CHARTER OAK FCU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Feb 06, 2023 · Amount on Record |
| Deed Sale | Feb 06, 2023 · Amount on Record |
| Prior Sale | Aug 02, 1993 · Amount on Record |
| Deed Doc Number | 2023241 |
| Deed Book / Page | 1093 / 33 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EAST LYME CT |
| Property Address | 35 S RIDGE RD, NIANTIC, CT 06357-1521 |
| Transaction Type | Mortgage |
| Record Updated | Dec 24, 2025 |
| Name | Verified Name |
|---|
| Document Number | 001128-431 |
|---|---|
| Date | Dec 02, 2025 |
| Book Page | 1128/431 |
| Instrument | 2710 |
| Name | CHARTER OAK FCU |
|---|---|
| Type | Credit Union |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 289 Months |
| Due | Jan 01, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | EAST LYME CT |
| Recording Date | Feb 06, 2023 |
| Property Address | 35 S RIDGE RD, NIANTIC, CT 06357-1521 |
| Document Number | 0001093-33 |
| Book / Page | 1093 / 33 |
| Instrument Date | Feb 06, 2023 |
| Instrument | 241 |
| Transaction Type | Transfer |
| Record Updated | Feb 23, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 223 MCKINLEY AVENUE EXT, NORWICH, CT 06360-3533 |
| Document Number | 0000000242 |
|---|---|
| Date | Feb 06, 2023 |
| Instrument | 242 |
| Name | CHARTER OAK FCU |
|---|---|
| Type | Credit Union |
| Type | Stand Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.49% |
| Type Change Date | Mar 01, 2030 |
| Max Rate At Change | 2.75% |
| Index | 1-Year CMT |
Source: East Lyme Town records · Assessment roll updated June 25, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Connecticut |
| County Subdivision | East Lyme Town |
| Unified School District | East Lyme School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,037.00 | $286,930 (-) Land $90,580 Building $196,350 | $200,851 Land $63,406 Building $137,445 |
| 2024 | $8,037.00 (+12.58%) | ||
| 2023 | $7,139.00 (+4.37%) | $286,930 (-) Land $90,580 Building $196,350 | |
| 2022 | $6,840.00 | $286,930 Land $90,580 Building $196,350 |
Source: FEMA National Flood Hazard Layer, County delivery 09011C updated September 20, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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