East Lyme Town property record for 20 S Ridge Rd, Niantic, CT 06357 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 2.5 Baths |
| Architecture Style | Colonial |
| Year Built | Built 1983 |
| Square Footage | 2,252 sqft Living Area |
| Lot Size | 39,640 sqft (0.91 acres) |
| Occupancy | Owner Occupied |
| Tax Bill | $7,511.00 (2025) |
| Primary APN | ELYM M:021.2 B:00043 L:00000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 9 Rooms |
| Building Area | 2,252 sqft Living Area |
| Gross Area | 4,168 sqft Gross Area |
| 1st Floor | 1,076 sqft 1st Floor |
| Basement Area | 780 sqft Basement |
| Unfinished Basement | 156 sqft Unfinished |
| Stories | 2 Stories |
| Year Built | Built 1983 |
|---|---|
| Effective Year Built | Effective 1983 |
| Architectural Style | Colonial Style |
| Exterior Material | Wood Siding Exterior |
| Roof Construction | Gable Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 39,640 sqft (0.91 acres) |
| Deck Area | Deck Area |
| Heating System | Hot Water Heating |
|---|---|
| Heating Fuel | Oil Heating Fuel |
| Account Number | 1014 |
|---|---|
| Street Address | 20 S RIDGE RD |
| City | NIANTIC |
| State | CT |
| Zip | 06357-1519 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Block | 43 |
| Jurisdiction | EAST LYME CT |
| Minor Civil Division | EAST LYME |
| Census Blockgroup | 1 |
| Census Block | 1013 |
| Census Tract | 870701 |
Source: East Lyme Town records · APN ELYM M:021.2 B:00043 L:00000
Assessment roll updated June 25, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 20 S RIDGE RD, NIANTIC, CT 06357-1519 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jun 30, 2025 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK |
| Jan 17, 2017 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EAST LYME CT |
| Property Address | 20 S RIDGE RD, NIANTIC, CT 06357-1519 |
| Transaction Type | Mortgage |
| Record Updated | Nov 25, 2025 |
| Name | Verified Name |
|---|
| Document Number | 01122-1193 |
|---|---|
| Date | Jun 30, 2025 |
| Book Page | 1122/1193 |
| Instrument | 1368 |
| Name | CITIZENS BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Jul 01, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EAST LYME CT |
| Property Address | 20 S RIDGE RD, NIANTIC, CT 06357-1519 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 975-575 |
|---|---|
| Date | Jan 17, 2017 |
| Book Page | 975/575 |
| Name | CITIZENS BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 01, 2047 |
Source: East Lyme Town records · Assessment roll updated June 25, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Connecticut |
| County Subdivision | East Lyme Town |
| Unified School District | East Lyme School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,511.00 | $268,170 (-) Land $105,210 Building $162,960 | $187,719 Land $73,647 Building $114,072 |
| 2024 | $7,511.00 (+12.57%) | ||
| 2023 | $6,672.00 (+4.36%) | $268,170 (-) Land $105,210 Building $162,960 | |
| 2022 | $6,393.00 | $268,170 Land $105,210 Building $162,960 |
Source: FEMA National Flood Hazard Layer, County delivery 09011C updated September 20, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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