34 S Ridge Rd, Niantic, CT 06357 Property Records

East Lyme Town property record for 34 S Ridge Rd, Niantic, CT 06357 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,808 sqft · built 1978
Lot Size	0.61 acres (26,572 sqft)
Owner	2 Individual Names on File
Last Sale	$195,000 (May 1996)
Tax Bill	$6,753 (2025)
Deeds & Mortgages	Nov 2022 Refinance
Flood Zone	Zone X (minimal risk)
APN	`ELYM M:021.4 B:00019 L:00000`

Property Details

APN / Parcel Number

Primary APN	`ELYM M:021.4 B:00019 L:00000`
Alternative APN	`126`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,808 sqft Living Area
Gross Area	4,087 sqft
1st Floor Area	1,028 sqft
Basement Area	1,028 sqft
Unfinished Basement	308 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	26,572 sqft (0.61 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	126
Street Address	34 S RIDGE RD
City	NIANTIC
State	CT
Zip	06357-1541
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	19
Jurisdiction	EAST LYME CT
Township / Civil Division	EAST LYME
Census Block Group	1
Census Block	1013
Census Tract	870701

Owner

Source: East Lyme Town records · APN ELYM M:021.4 B:00019 L:00000

Assessment roll updated June 25, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	34 S RIDGE RD, NIANTIC, CT 06357-1541
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 05, 1996 · Amount on Record
Deed Sale	May 05, 1996 · Amount on Record
Prior Sale	Oct 31, 1989 · Amount on Record
Deed Book / Page	408 / 169
Record Updated	Sep 20, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EAST LYME CT
Property Address	34 S RIDGE RD, NIANTIC, CT 06357-1541
Transaction Type	Mortgage
Record Updated	Dec 01, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001090-23
Date	Nov 18, 2022
Book Page	1090/23
Instrument	3205

Lender

Name	CHELSEA GROTON BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	301 Months
Due	Dec 01, 2047

Tax Assessment & Valuation

Source: East Lyme Town records · Assessment roll updated June 25, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	East Lyme Town
Unified School District	East Lyme School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,753.00	$241,080 (-) Land $89,670 Building $151,410	$168,756 Land $62,769 Building $105,987
2024	$6,753.00 (+12.59%)
2023	$5,998.00 (+4.37%)	$241,080 (-) Land $89,670 Building $151,410
2022	$5,747.00	$241,080 Land $89,670 Building $151,410

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, County delivery 09011C updated September 20, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.