31 Picardy Ln, Saint Louis, MO 63124 Property Records

St. Louis County property record for 31 Picardy Ln, Saint Louis, MO 63124

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 5,053 sqft · built 1941
Lot Size	1.21 acres (53,143 sqft)
Owner	Trust Name on File
Last Sale	$1,650,000 (Jan 2018)
Tax Bill	$27,524 (2025)
Deeds & Mortgages	Jul 2019 Transfer Jan 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`19M-61-0461`

Property Details

APN / Parcel Number

Primary APN	`19M-61-0461`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	23 Plumbing Fixtures
Total Rooms	12 Rooms
Stories	1 Story
Building Area	5,053 sqft Living Area
Gross Area	5,821 sqft
1st Floor Area	2,178 sqft
Basement Area	768 sqft
Family Room	Family Room
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1941
Effective Year Built	Effective 1996
Architectural Style	Bungalow
Exterior Material	Brick
Foundation Type	Raised
Lot Area	53,143 sqft
Lot Dimensions	120 ft deep x 169 ft wide
Garage Type	Detached
Garage Area	819 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Pool Area	730 sqft
Porch	Open Frame Porch
Porch Area	256 sqft
Patio Area	444 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	31 PICARDY LN
City	SAINT LOUIS
State	MO
Zip	63124-1628
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	33C
Legal Description	EXERMONT ADDITION NO 1 LOTS 31 THRU 33 RESUB LOT 31
Legal Subdivision	EXERMONT ADDITION NO 1 LOTS 31 THRU 33
Legal Lot Number	31
Jurisdiction	ST LOUIS MO
Township / Civil Division	CLAYTON
Census Block Group	5
Census Block	5006
Census Tract	215400

Owner

31 Picardy Ln is owner-occupied and held in a trust since June 2019.

Source: St. Louis County records, as of September 29, 2026

Owner of Record	Trust Name on File
Mailing Address	31 PICARDY LN, SAINT LOUIS, MO 63124-1628
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Living Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 22, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY
Jan 17, 2018	Warranty Deed, Transfer DELMAR FIN'L

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 17, 2018 · Amount on File
Deed Sale	Jan 17, 2018 · Amount on File
Prior Sale	Jul 5, 2007 · Amount on File
Deed Document Number	2018712
Deed Book / Page	22860 / 3299
Last Transfer Date	Jun 24, 2019
Transfer Doc	02362003145
Record Updated	Oct 29, 2026

July 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST LOUIS MO
Recording Date	Jul 22, 2019
Property Address	31 PICARDY LN, SAINT LOUIS, MO 63124-1628
Document Number	0236203145
Book / Page	023620 / 003145
Instrument Date	Jun 24, 2019
Instrument	571
Transaction Type	Transfer
Record Updated	Aug 22, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	31 PICARDY LN ST LOUIS MO 631241628, ST LOUIS, MO 63124-1628

January 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MO
Recording Date	Jan 17, 2018
Property Address	31 PICARDY LN, SAINT LOUIS, MO 63124-1628
Document Number	0228603299
Book / Page	022860 / 003299
Instrument Date	Jan 12, 2018
Instrument	712
Transaction Type	Transfer
Record Updated	Jun 14, 2018
Title Company	INVESTORS TITLE COMPANY-CLAYTON

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	31 PICARDY LN ST LOUIS MO 631241628, ST LOUIS, MO 63124-1628

Mortgage

Document Number	228603302
Date	Jan 17, 2018
Book Page	022860/003302
Instrument	713

Lender

Name	DELMAR FIN'L
Type	Funding / Finance Company
Address	SAINT LOUIS, MO 63141

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jan 16, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 31 Picardy Ln was $27,524, up 50.3% from the year before.

Source: St. Louis County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Louis County
Municipality	Ladue City
Unified School District	Ladue School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$423,850 (-) Land $255,170 Building $168,680	$2,230,800 (-) Land $1,343,000 Building $887,800
2025	$27,524.00 (+50.27%)	$423,850 Land $255,170 Building $168,680	$2,230,800 Land $1,343,000 Building $887,800
2024	$18,316.00 (+0.19%)
2023	$18,282.00	$271,400 Land $110,960 Building $160,440	$1,428,400 Land $584,000 Building $844,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 31 Picardy Ln in Zone X, an area of minimal flood risk, though there have been 9 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	9 (1979–2014)
Claims Outside the SFHA	4 of 9
Most Recent Claim	Sep 2014 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 31 Picardy Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.2% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 93 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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