27 Orange Dr, Key Largo, FL 33037 Property Records

Monroe County property record for 27 Orange Dr, Key Largo, FL 33037

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,279 sqft · built 1997
Lot Size	0.119 acres (5,200 sqft)
Owner	2 Individual Names on File
Last Sale	$297,000 (Apr 2005)
Tax Bill	$1,688 (2024)
Deeds & Mortgages	Oct 2019 Mortgage Aug 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`00527430-000000`

Property Details

APN / Parcel Number

Primary APN	`00527430-000000`
Alternative APNs	`28613900527430000000` `1646679`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,279 sqft Living Area
1st Floor Area	1,279 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1997
Effective Year Built	Effective 2000
Exterior Material	Wood
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	5,200 sqft (0.119 acres)
Lot Dimensions	50 ft deep x 104 ft wide

Exterior Amenities

Porch	Open Porch
Porch Area	55 sqft
Deck Area	Deck Area
Patio Area	1,713 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	1646679
Street Address	27 ORANGE DR
City	KEY LARGO
State	FL
Zip	33037-2559
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	IS
Legal Description	AMD PLAT OF PB3-62 KEY LARGO PARK KEY LARGO LOTS 10 & 17 BK 19 OR90-146 OR1402-1580 OR1423-1978 RE 52750 COMBINED PER OWNERS REQ 6-2-97 OR1460-1885 OR2103-2254
Legal Range	39E
Legal Township	61S
Legal Section	28
Legal Subdivision	KEY LARGO PARK AMD
Legal Block	19
Legal Lot Number	10,17
Jurisdiction	MONROE FL
Township / Civil Division	UPPER KEYS
Census Block Group	1
Census Block	1035
Census Tract	970500

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed Area	Within John Pennekamp Coral Reef State Park and Reserve listed 1972 · 10 contributing resources · NRIS 72000340

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

27 Orange Dr is owned and occupied by two individuals who bought it in April 2005.

Source: Monroe County records, as of December 8, 2025

Owner of Record	2 Individual Names on File
Mailing Address	PO BOX 378531, KEY LARGO, FL 33037-8531
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 28, 2019	Deed of Trust, Mortgage · Conventional Mortgage NEWREZ LLC
Aug 26, 2021	Deed of Trust, Mortgage · Conventional Mortgage NEWREZ LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 13, 2005 · Amount on File
Deed Sale	Apr 13, 2005 · Amount on File
Prior Sale	Sep 27, 1996 · Amount on File
Deed Document Number	20051509262
Deed Book / Page	2103 / 2254
Transfer Doc	1402001580
Record Updated	Oct 29, 2026

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE FL
Property Address	27 ORANGE DR, KEY LARGO, FL 33037-2559
Transaction Type	Mortgage
Record Updated	Jul 29, 2022
Title Company	AVENUE 365 LENDER SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0029910838
Date	Oct 28, 2019
Book Page	2991/0838
Instrument	2242020

Lender

Name	NEWREZ LLC
Type	Non-Lending Institution
Address	FORT WASHINGTON, PA 19034

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2049

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE FL
Property Address	27 ORANGE DR, KEY LARGO, FL 33037-2559
Transaction Type	Mortgage
Record Updated	Jul 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 378531, KEY LARGO, FL 33037-8531

Mortgage

Document Number	0031220274
Date	Aug 26, 2021
Book Page	3122/274
Instrument	2337153

Lender

Name	NEWREZ LLC
Type	Mortgage Company
Address	FORT WASHINGTON, PA 19034

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Sep 1, 2036

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Monroe County
Unified School District	Monroe County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$157,573	$418,593 Land $239,590 Building $179,003
2024	$1,688.00 (+7.24%)
2023	$1,574.00 (+4.24%) Homeowner's exemption	$148,673 (+3%)	$394,418 (-0.19%) Land $226,980 Building $167,438
2022	$1,510.00 Homeowner's exemption	$144,343	$395,155 Land $226,980 Building $168,175

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 27 Orange Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 177 individual policies
Community Rating System	Class 3 (35% premium discount)
Nearby Flood Policies	204 units insured incl. 27 condo units
Nearby Flood Claims	50 (1984–2025)
Claims Outside the SFHA	8 of 50
Most Recent Claim	Jun 2025 · rainfall accumulation
Claims by Event	Hurricane Irma, Sep 2017 · 8 claims Hurricane Wilma, Oct 2005 · 20 claims Hurricane Georges, Sep 1998 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 27 Orange Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 222 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Hotwire Communications.

Nearby Properties on Orange Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures