Passaic County and Wayne Township property record for 35 Lois Ct, Wayne, NJ 07470 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2,905 sqft · built 1962 |
| Lot Size | 0.38 acres (16,553 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $575,000 (Nov 2008) |
| Tax Bill | $17,622 (2025) |
| Deeds & Mortgages | Jun 2018 Mortgage Jan 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 14-02305-0000-00006 |
| Primary APN | 14-02305-0000-00006 |
|---|---|
| Alternative APNs |
|
| Building Area | 2,905 sqft Living Area |
|---|
| Year Built | Built 1962 |
|---|---|
| Effective Year Built | Effective 1962 |
| Architectural Style | Cape Cod |
| Lot Area | 16,553 sqft (0.38 acres) |
| Old Parcel Number | 1400532N00007 |
|---|---|
| Street Address | 35 LOIS CT |
| City | WAYNE |
| State | NJ |
| Zip | 07470-4206 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | PACKANACK VILLAGE POWDER-HORN |
| Legal Block | 2305 |
| Legal Lot Number | 6 |
| Jurisdiction | PASSAIC NJ |
| Township / Civil Division | WAYNE |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 246202 |
Source: Passaic County and Wayne Township records · APN 14-02305-0000-00006
Assessment roll updated July 8, 2026 · Last verified July 2026
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| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 35 LOIS CT, WAYNE, NJ 07470-4206 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 05, 2018 | Deed of Trust, Mortgage · ARM GREATER ALLIANCE FCU |
| Jan 20, 2017 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 05, 2008 · Amount on Record |
| Deed Sale | Nov 05, 2008 · Amount on Record |
| Prior Sale | Jul 14, 1994 · Amount on Record |
| Deed Document Number | 200862639 |
| Deed Book / Page | 1690 / 283 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASSAIC NJ |
| Property Address | 35 LOIS CT, WAYNE, NJ 07470-4206 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | ALLIANCE TITLE AGENCY LLC |
| Name | Verified Name |
|---|
| Document Number | 0000024697 |
|---|---|
| Date | Jun 05, 2018 |
| Book Page | M15043/0180 |
| Instrument | 2018024697 |
| Name | GREATER ALLIANCE FCU |
|---|---|
| Type | Credit Union |
| Address | BASKING RIDGE, NJ 07920 |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 01, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.12% |
| Type Change Date | Jun 01, 2023 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 8.12% |
| Index | 1-Year LIBOR |
| Max Rate | 8.12% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASSAIC NJ |
| Property Address | 35 LOIS CT, WAYNE, NJ 07470-4206 |
| Document Number | 0000005457 |
| Instrument Date | Jan 20, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 15, 2018 |
| Title Company | AMERICAN TITLE COMPANY, AMERICAN TITLE INC |
| Name | Verified Name |
|---|---|
| Address | 35 LOIS CT WAYNE NJ 074704206, WAYNE, NJ 07470-4206 |
| Document Number | 0000005457 |
|---|---|
| Date | Jan 27, 2017 |
| Book Page | 014333/000244 |
| Instrument | 5457 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 26, 2047 |
| Rate Type | Adjustable Rate |
|---|
Source: Passaic County and Wayne Township records · Assessment roll updated July 8, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Passaic County |
| County Subdivision | Wayne Township |
| Unified School District | Wayne Township School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $293,800 (-) Land $132,600 Building $161,200 | $293,800 (-) Land $132,600 Building $161,200 | |
| 2025 | $17,622.00 (+0.88%) | $293,800 (-) Land $132,600 Building $161,200 | $293,800 (-) Land $132,600 Building $161,200 |
| 2024 | $17,469.00 (+5.17%) | ||
| 2023 | $293,800 Land $132,600 Building $161,200 | $293,800 Land $132,600 Building $161,200 | |
| 2022 | $16,611.00 |
Source: FEMA National Flood Hazard Layer, Passaic County (34031C), updated May 29, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 340312462021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 5 individual NFIP policies nearby |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 5 in force 5 of 5 on primary residences |
| Nearby Flood Claims | 7 (1978–2011) |
| Claims Outside the SFHA | 3 of 7 |
| Most Recent Claim | Aug 2011, rainfall accumulation, Hurricane Irene |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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