Passaic County and Wayne Township property record for 15 Lois Ct, Wayne, NJ 07470 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3,772 sqft · built 1962 |
| Lot Size | 0.419 acres (18,252 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $730,000 (Apr 2013) |
| Tax Bill | $23,368 (2025) |
| Deeds & Mortgages | Dec 2022 Mortgage Jun 2020 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 14-02305-0000-00010 |
| Primary APN | 14-02305-0000-00010 |
|---|---|
| Alternative APNs |
|
| Building Area | 3,772 sqft Living Area |
|---|
| Year Built | Built 1962 |
|---|---|
| Effective Year Built | Effective 1962 |
| Architectural Style | Cape Cod |
| Lot Area | 18,252 sqft (0.419 acres) |
| Old Parcel Number | 1400532N00003 |
|---|---|
| Street Address | 15 LOIS CT |
| City | WAYNE |
| State | NJ |
| Zip | 07470-4206 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | PACKANACK VILLAGE MAP |
| Legal Block | 2305 |
| Legal Lot Number | 10 |
| Jurisdiction | PASSAIC NJ |
| Township / Civil Division | WAYNE |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 246202 |
Source: Passaic County and Wayne Township records · APN 14-02305-0000-00010
Assessment roll updated July 8, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 15 LOIS CT, WAYNE, NJ 07470-4206 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 01, 2022 | Deed of Trust, Mortgage VAST BANK NA |
| Jun 26, 2020 | Deed of Trust, Mortgage · Line of Credit VAST BANK NA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 24, 2013 · Amount on Record |
| Deed Sale | Apr 24, 2013 · Amount on Record |
| Prior Sale | Sep 07, 2006 · Amount on Record |
| Deed Document Number | 201322527 |
| Deed Book / Page | 2307 / 64 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASSAIC NJ |
| Property Address | 15 LOIS CT, WAYNE, NJ 07470-4206 |
| Transaction Type | Mortgage |
| Record Updated | Jan 03, 2023 |
| Name | Verified Name |
|---|---|
| Address | 15 LOIS CT, WAYNE, NJ 07470-4206 |
| Document Number | 0000054779 |
|---|---|
| Date | Dec 01, 2022 |
| Book Page | M18283/75 |
| Instrument | 2022054779 |
| Name | VAST BANK NA |
|---|---|
| Type | Bank |
| Address | WAYNE, NJ 07470 |
| Amount | Amount Recorded |
|---|---|
| Term | 238 Months |
| Due | Oct 25, 2042 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASSAIC NJ |
| Property Address | 15 LOIS CT, WAYNE, NJ 07470-4206 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000028171 |
|---|---|
| Date | Jun 26, 2020 |
| Book Page | M16232/292 |
| Instrument | 2020028171 |
| Name | VAST BANK NA |
|---|---|
| Type | Bank |
| Address | WAYNE, NJ 07470 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jun 09, 2040 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Passaic County and Wayne Township records · Assessment roll updated July 8, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Passaic County |
| County Subdivision | Wayne Township |
| Unified School District | Wayne Township School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $389,600 (-) Land $134,300 Building $255,300 | $389,600 (-) Land $134,300 Building $255,300 | |
| 2025 | $23,368.00 (+0.88%) | $389,600 (-) Land $134,300 Building $255,300 | $389,600 (-) Land $134,300 Building $255,300 |
| 2024 | $23,165.00 (+5.17%) | ||
| 2023 | $389,600 Land $134,300 Building $255,300 | $389,600 Land $134,300 Building $255,300 | |
| 2022 | $22,027.00 |
Source: FEMA National Flood Hazard Layer, Passaic County (34031C), updated May 29, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 340312462021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 7 (1978–2011) |
| Claims Outside the SFHA | 3 of 7 |
| Most Recent Claim | Aug 2011, rainfall accumulation, Hurricane Irene |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 344 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Optimum Communications | Fiber | 8,000 / 8,000 |
| Verizon | Fiber | 980 / 880 |
| Optimum Communications | Cable | 940 / 35 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
| AT&T | Fixed Wireless | 100 / 20 |
May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.
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