22 Lois Ct, Wayne, NJ 07470 Property Records

Passaic County and Wayne Township property record for 22 Lois Ct, Wayne, NJ 07470

Property Summary

Property Type	Single Family Home
Details	3,055 sqft · built 1964
Lot Size	0.367 acres (15,987 sqft)
Owner	Individual Name on File
Last Sale	$780,000 (Jun 2007)
Tax Bill	$19,637 (2025)
Deeds & Mortgages	Mar 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`14-02306-0000-00008`

Property Details

APN / Parcel Number

Primary APN	`14-02306-0000-00008`
Alternative APNs	`1400532M00018` `140230600008`

Interior

Building Area	3,055 sqft Living Area

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1964
Architectural Style	Split Level
Lot Area	15,987 sqft (0.367 acres)

Location & Zoning

Old Parcel Number	1400532M00018
Street Address	22 LOIS CT
City	WAYNE
State	NJ
Zip	07470-4207
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-B
Legal Subdivision	PACKANACK VILLAGE
Legal Block	2306
Legal Lot Number	8
Jurisdiction	PASSAIC NJ
Township / Civil Division	WAYNE
Census Block Group	1
Census Block	1005
Census Tract	246202

Owner

Source: Passaic County and Wayne Township records · APN 14-02306-0000-00008

Assessment roll updated July 8, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	22 LOIS CT, WAYNE, NJ 07470-4207
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 08, 2007 · Amount on Record
Deed Sale	Jun 08, 2007 · Amount on Record
Deed Document Number	200746819
Deed Book / Page	1450 / 53
Record Updated	Sep 20, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PASSAIC NJ
Property Address	22 LOIS CT, WAYNE, NJ 07470-4207
Transaction Type	Mortgage
Record Updated	Apr 14, 2021
Title Company	ZWIREN TITLE AGENCY INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000018830
Date	Mar 17, 2021
Book Page	M16941/161
Instrument	2021018830

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 01, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.62%
Type Change Date	Mar 01, 2028
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	7.62%
Index	Other
Max Rate	7.62%

Tax Assessment & Valuation

Source: Passaic County and Wayne Township records · Assessment roll updated July 8, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Passaic County
County Subdivision	Wayne Township
Unified School District	Wayne Township School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$327,400 (-) Land $132,000 Building $195,400	$327,400 (-) Land $132,000 Building $195,400
2025	$19,637.00 (+0.87%)	$327,400 (-) Land $132,000 Building $195,400	$327,400 (-) Land $132,000 Building $195,400
2024	$19,467.00 (+5.16%)
2023		$327,400 Land $132,000 Building $195,400	$327,400 Land $132,000 Building $195,400
2022	$18,511.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of May 29, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	7 (1978–2011)
Claims Outside the SFHA	3 of 7
Most Recent Claim	Aug 2011 · Hurricane Irene

Wildfire

Wildfire Risk	Low lower than 96% of the US · lower than 89% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Optimum Communications Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile USA Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

Based on FCC filings for 344 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	TOWNSHIP OF WAYNE serves 55,000 people
Water Source	Purchased surface water from N.J.D.W.S.C. - WANAQUE NORTH
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.