29 Lockman Cir, Elgin, IL 60123 Property Records

Kane County property record for 29 Lockman Cir, Elgin, IL 60123

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,900 sqft · built 1979
Lot Size	0.179 acres (7,795 sqft)
Owner	2 Individual Names on Record
Last Sale	$244,000 (Aug 2005)
Tax Bill	$7,894 (2025)
Deeds & Mortgages	Sep 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-32-470-020`

Property Details

APN / Parcel Number

Primary APN	`03-32-470-020`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,900 sqft Living Area
Gross Area	3,425 sqft
1st Floor Area	1,465 sqft
Basement Area	1,085 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Architectural Style	Split Level
Lot Area	7,795 sqft (0.179 acres)
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Water Source	Commercial

Location & Zoning

Street Address	29 LOCKMAN CIR
City	ELGIN
State	IL
Zip	60123-1248
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CENTURY OAKS WEST ; LOT 262 UNIT 5 LOT DIMENSIONS 39.42X40.72X104.87X57.14X120 SUBDIVISION: CENTURY OAKS WEST RANGE CODE: 8 E TWSHP 42N
Legal Subdivision	CENTURY OAKS WEST
Legal Block	3
Legal Lot Number	262
Legal Unit	5
Jurisdiction	KANE IL
Township / Civil Division	DUNDEE
Census Block Group	3
Census Block	3045
Census Tract	850600

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	29 LOCKMAN CIR, ELGIN, IL 60123-1248
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 12, 2005 · Amount on Record
Deed Sale	Aug 12, 2005 · Amount on Record
Deed Document Number	200594072
Last Transfer Date	Sep 5, 2017
Transfer Doc	0000047686
Record Updated	Oct 29, 2026

September 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KANE IL
Recording Date	Sep 11, 2017
Property Address	29 LOCKMAN CIR, ELGIN, IL 60123-1248
Document Number	0000047686
Instrument Date	Sep 5, 2017
Instrument	47686
Transaction Type	Transfer
Record Updated	Aug 25, 2018
Title Company	SOUTHCOAST TITLE AND ESCROW INC, SOUTHCOAST TITLE & ESCROW INC

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	29 LOCKMAN CIR ELGIN IL 601231248, ELGIN, IL 60123-1248

Mortgage

Document Number	47687
Date	Sep 11, 2017
Instrument	47687

Lender

Name	BANK OF ENGLAND
Type	Bank
Address	LITTLE ROCK, AR 72201

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 10, 2047

Interest

Rate Type	Fixed Rate
Rate	3.75%

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Dundee Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,894.00 (+32.41%) Homeowner's exemption Senior Citizen's exemption	$114,350 (+9.42%) Land $24,974 Building $89,376	$343,187 (+9.42%) Land $74,952 Building $268,235
2024		$104,506 (+37.75%) Land $22,824 Building $81,682	$313,643 (+37.81%) Land $68,499 Building $245,144
2022	$5,962.00 (+4.34%) Homeowner's exemption	$75,866 (+5.91%) Land $20,536 Building $55,330	$227,598 (+5.91%) Land $61,608 Building $165,990
2021	$5,714.00 Homeowner's exemption	$71,632 Land $19,390 Building $52,242	$214,896 Land $58,170 Building $156,726

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2002–2007)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Aug 2007 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 241 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Fox Valley Internet.

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