35 Harborview Dr, Ocean Pines (Berlin), MD 21811 Property Records

Worcester County property record for 35 Harborview Dr, Ocean Pines, MD 21811

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,872 sqft · built 1973
Lot Size	0.294 acres (12,787 sqft)
Owner	2 Individual Names on File
Last Sale	$920,000 (Feb 2022)
Tax Bill	$4,589 (2025)
Deeds & Mortgages	Sep 2025 Second Mortgage Dec 2022 Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`03-039196`

Property Details

APN / Parcel Number

Primary APN	`03-039196`
Alternative APN	`039196`

Interior

Full Baths	2 Baths
Stories	2 Stories
Building Area	1,872 sqft Total Area

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Exterior Material	Siding
Roof Material	Wood Shingle
Lot Area	12,787 sqft (0.294 acres)
View / Lot	Waterfront

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Slab
Porch Area	528 sqft
Deck Area	244 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	039196
Street Address	35 HARBORVIEW DR
City	BERLIN
State	MD
Zip	21811-1521
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Description	LOT C-01-396 12787 SQ FT HARBORVIEW DRIVE PL OCEAN PINES SEC 1B
Legal Subdivision	OCEAN PINES SEC 01
Legal Lot Number	396
Jurisdiction	WORCESTER MD
Township / Civil Division	6, NORTHERN
Census Block Group	1
Census Block	1006
Census Tract	950700

Owner

Source: Worcester County assessment roll, as of July 31, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	35 HARBORVIEW DR, BERLIN, MD 21811-1521
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 18, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC
Dec 7, 2022	Deed of Trust, Mortgage · Commercial Mortgage TRUIST BANK
Feb 16, 2022	Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Feb 16, 2022 · Amount on Record
Deed Sale	Feb 16, 2022 · Amount on Record
Prior Sale	Dec 28, 2007 · Amount on Record
Deed Book / Page	8311 / 491
Record Updated	Sep 20, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORCESTER MD
Property Address	35 HARBORVIEW DR, OCEAN PINES, MD 21811-1521
Transaction Type	Mortgage
Record Updated	Oct 6, 2025
Title Company	UNKNOWN, ROCKET CLOSE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1050 WOODWARD AVE, DETROIT, MI 48226-3573

Mortgage

Document Number	0090100110
Date	Sep 18, 2025
Book Page	9010/110

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2055

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORCESTER MD
Property Address	35 HARBORVIEW DR, OCEAN PINES, MD 21811-1521
Transaction Type	Mortgage
Record Updated	Dec 20, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	35 HARBORVIEW DR, BERLIN, MD 21811-1521

Mortgage

Document Number	0085030196
Date	Dec 7, 2022
Book Page	8503/196

Lender

Name	TRUIST BANK
Type	Bank
Address	WHITEVILLE, NC 28472

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

February 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	WORCESTER MD
Recording Date	Feb 16, 2022
Property Address	35 HARBORVIEW DR, OCEAN PINES, MD 21811-1521
Document Number	0083110491
Book / Page	8311 / 491
Map Reference	MB 8 FO 25
Instrument Date	Feb 1, 2022
Transaction Type	Transfer
Record Updated	May 3, 2022
Title Company	BLACK OAK TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	35 HARBORVIEW DR, BERLIN, MD 21811-1521

Mortgage

Document Number	0008311499
Date	Feb 16, 2022
Instrument	8311/499

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2052

Tax Assessment & Valuation

Source: Worcester County assessment roll, as of July 31, 2025

Property Jurisdictions

Type	Name
State	Maryland
County	Worcester County
Unified School District	Worcester County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$533,800 (+13.65%)	$560,000 (+16.33%) Land $309,300 Building $250,700
2025	$4,589.00 (+2.09%) Homeowner's exemption
2023	$4,495.00	$469,700	$481,400 Land $309,300 Building $172,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	6.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 155 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	155 in force
Nearby Flood Claims	26 (1985–2024)
Claims Outside the SFHA	14 of 26
Most Recent Claim	Sep 2024 · other causes
Claims by Event	Hurricane Sandy, Oct 2012 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCEAN PINES serves 11,890 people · EPA ID MD0230005
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Mediacom Communications Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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