Worcester County property record for 32 Harborview Dr, Ocean Pines, MD 21811
| Property Type | Single Family Home |
|---|---|
| Details | 4.5 ba · 2,644 sqft · built 2001 |
| Lot Size | 0.294 acres (12,813 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $605,000 (Jun 2018) |
| Tax Bill | $5,902 (2026) |
| Deeds & Mortgages | Jun 2020 Mortgage Jun 2018 Sale & Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 03-038270 |
| Primary APN | 03-038270 |
|---|---|
| Alternative APN |
|
| Full Baths | 4.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,644 sqft Total Area |
| Utility Area | 264 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2001 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 12,813 sqft (0.294 acres) |
| View / Lot | Waterfront |
| Garage Type | Attached |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | Spa / Hot Tub (No Pool) |
|---|---|
| Porch | Porch |
| Porch Area | 168 sqft |
| Deck Area | 126 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 038270 |
|---|---|
| Street Address | 32 HARBORVIEW DR |
| City | BERLIN |
| State | MD |
| Zip | 21811-1521 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-3 |
| Legal Description | LOT C-01-399 12813 SQ FT HARBORVIEW DRIVE PL OCEAN PINES SEC 1B |
| Legal Subdivision | OCEAN PINES SEC 01 |
| Legal Lot Number | 399 |
| Jurisdiction | WORCESTER MD |
| Township / Civil Division | 6, NORTHERN |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 950600 |
Source: Worcester County records, as of October 6, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1627 CARNOUSTIE DR, PASADENA, MD 21122-6675 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 18, 2020 | Deed of Trust, Mortgage · Conventional Mortgage VELLUM MTG LLC |
| Jun 19, 2018 | Grant Deed, Transfer ARUNDEL FSB |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 19, 2018 · Amount on Record |
| Deed Sale | Jun 19, 2018 · Amount on Record |
| Prior Sale | Jun 27, 1997 · Amount on Record |
| Deed Book / Page | 7234 / 466 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WORCESTER MD |
| Property Address | 32 HARBORVIEW DR, OCEAN PINES, MD 21811-1521 |
| Document Number | 0077180393 |
| Instrument Date | Jun 18, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 18, 2020 |
| Title Company | CAPITOL SETTLEMENTS LLC |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 32 HARBORVIEW DR OCEAN PINES MD 218111521, OCEAN PINES, MD 21811-1521 |
| Document Number | 0077180393 |
|---|---|
| Date | Jul 23, 2020 |
| Book Page | 007718/000393 |
| Name | VELLUM MTG LLC |
|---|---|
| Address | 12700 FAIR LAKES CIR # 400, FAIRFAX, VA 22033-4905 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jul 22, 2035 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | WORCESTER MD |
| Recording Date | Jun 19, 2018 |
| Property Address | 32 HARBORVIEW DR, OCEAN PINES, MD 21811-1521 |
| Document Number | 0072340466 |
| Book / Page | 007234 / 000466 |
| Instrument Date | Jun 15, 2018 |
| Transaction Type | Transfer |
| Record Updated | Jul 4, 2018 |
| Title Company | MARYLAND TITLE SERVICES CORPORATION |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $605.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 1627 CARNOUSTIE DR PASADENA MD 211226675, PASADENA, MD 21122-6675 |
| Document Number | 72340471 |
|---|---|
| Date | Jun 19, 2018 |
| Book Page | 007234/000471 |
| Name | ARUNDEL FSB |
|---|---|
| Type | Federal Savings Bank |
| Address | GLEN BURNIE, MD 21061 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jun 18, 2048 |
Source: Worcester County assessment roll, as of October 6, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Worcester County |
| Unified School District | Worcester County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,902.00 (+6.04%) | $639,467 (+13.96%) | $675,900 (+19.29%) Land $182,400 Building $493,500 |
| 2025 | $5,566.00 (+3.65%) | ||
| 2023 | $5,370.00 | $561,133 | $566,600 Land $182,400 Building $384,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 4, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 351 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 388 units insured incl. 37 condo units |
| Nearby Flood Claims | 78 (1978–2021) |
| Claims Outside the SFHA | 13 of 78 |
| Most Recent Claim | Oct 2021 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OCEAN PINES serves 11,890 people · EPA ID MD0230005 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2024 |
| Lead | 3 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 540 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Mediacom Xtream Cable · Fiber in parts of the area | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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