24 Harborview Dr, Ocean Pines (Berlin), MD 21811 Property Records

Worcester County property record for 24 Harborview Dr, Ocean Pines, MD 21811

Property Summary

Property TypeSingle Family Home
Details2 ba · 2,010 sqft · built 1990
Lot Size0.17 acres (7,400 sqft)
OwnerIndividual Name on Record
Last Sale$690,000 (Mar 2025)
Tax Bill$4,719 (2026)
Deeds & MortgagesDec 2022 Transfer
Oct 2020 Mortgage
Flood ZoneZone AE (high risk)
APN03-089509

Property Details

APN / Parcel Number

Primary APN03-089509
Alternative APN
  • 089509

Interior

Full Baths2 Baths
Stories1 Story
Building Area2,010 sqft Total Area

Exterior

Year BuiltBuilt 1990
Effective Year BuiltEffective 1990
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area7,400 sqft (0.17 acres)
View / LotWaterfront
Pool TypeSpa / Hot Tub (No Pool)
Deck Area240 sqft
Boat AccessBoat Access

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
SewerConnected

Location & Zoning

Account Number089509
Street Address24 HARBORVIEW DR
CityBERLIN
StateMD
Zip21811-1521
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-3
Legal DescriptionLOT C-01-403 7400 SQ FT HARBORVIEW DR PL OCEAN PINES SEC 1B
Legal SubdivisionOCEAN PINES SEC 01
Legal Lot Number403
JurisdictionWORCESTER MD
Township / Civil Division6, NORTHERN
Census Block Group1
Census Block1007
Census Tract950600

Owner

Source: Worcester County records, as of October 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address4103 HALIFAX CT, GLEN ARM, MD 21057-9117
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 30, 2022Intrafamily Transfer, Transfer
Oct 9, 2020Deed of Trust, Mortgage · Conventional Mortgage
CARDINAL FINANCIAL COMPANY LP

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 25, 2025 · Amount on Record
Deed SaleMar 25, 2025 · Amount on Record
Prior SaleMar 26, 1997 · Amount on Record
Deed Book / Page8916 / 242
Record UpdatedOct 29, 2026

December 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionWORCESTER MD
Recording DateDec 30, 2022
Property Address24 HARBORVIEW DR, OCEAN PINES, MD 21811-1521
Document Number0085120460
Book / Page8512 / 460
Map ReferenceMB FWH 8 FO 25
Instrument DateNov 17, 2022
Transaction TypeTransfer
Record UpdatedJun 7, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address24 HARBORVIEW DR, OCEAN PINES, MD 21811-1521

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address6118 TULANE RD, CLARKSVILLE, MD 21029-1506

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWORCESTER MD
Property Address24 HARBORVIEW DR, OCEAN PINES, MD 21811-1521
Transaction TypeMortgage
Record UpdatedOct 26, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0077970373
DateOct 9, 2020
Book Page7797/373
Lender
NameCARDINAL FINANCIAL COMPANY LP
TypeMortgage Company
AddressCHARLOTTE, NC 28273
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueOct 1, 2035

Tax Assessment & Valuation

Source: Worcester County assessment roll, as of October 6, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyWorcester County
Unified School DistrictWorcester County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,719.00 (+7.54%)$511,267 (+22.78%)$547,100 (+24.45%) Land $179,800 Building $367,300
2025$4,388.00 (+10.14%)
2023$3,984.00$416,400$439,600 Land $179,800 Building $259,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation5.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 351 individual policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies388 units insured
incl. 37 condo units
Nearby Flood Claims78 (1978–2021)
Claims Outside the SFHA13 of 78
Most Recent ClaimOct 2021 · rainfall accumulation
Claims by Event
  • Hurricane Sandy, Oct 2012 · 7 claims
  • Hurricane Isabel, Sep 2003 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOCEAN PINES
serves 11,890 people · EPA ID MD0230005
Water SourceGroundwater
Last State InspectionJan 2024
Lead3 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 540 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Mediacom Xtream
Cable · Fiber in parts of the area
1,000 / 50
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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