Flagler County property record for 35 Frontier Dr, Palm Coast, FL 32137
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 2,029 sqft · built 2004 |
| Lot Size | 0.23 acres (10,006 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $320,000 (Sep 2026) |
| Tax Bill | $5,207 (2025) |
| Deeds & Mortgages | Sep 2026 Sale & Mortgage May 2011 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-11-31-7007-00400-0150 |
| Primary APN | 07-11-31-7007-00400-0150 |
|---|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 2,029 sqft Living Area |
| Gross Area | 3,028 sqft |
| 1st Floor Area | 2,029 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Exterior Material | Concrete |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 10,006 sqft (0.23 acres) |
| Driveway | Concrete Driveway |
| Driveway Area | 944 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 35 FRONTIER DR |
|---|---|
| City | PALM COAST |
| State | FL |
| Zip | 32137-4431 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PALM COAST SECTION 07 BLOCK 00040 LOT 0015 SUBDIVISION COMPLETION YEAR 1978 OR 155 PG 568 DC OR 444 PG 1087 OR 444 PG 1088 (REMAINDERMAN MARGARET S RUGG EHRLICH TRUSTEE) OR 932 PG 437 OR 932 PG 438 OR 932 PG 439 OR 948 PG 993 OR 1092 PG 562 OR 1149 P |
| Legal Range | 31E |
| Legal Township | 11S |
| Legal Section | 07 |
| Legal Subdivision | PALM COAST |
| Legal Block | 40 |
| Legal Lot Number | 15 |
| Jurisdiction | FLAGLER FL |
| Township / Civil Division | FLAGLER BEACH |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 60107 |
35 Frontier Dr is owned and occupied by two individuals who bought it in September 2026.
Source: Flagler County records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 35 FRONTIER DR, PALM COAST, FL 32137-4431 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 10, 2026 | Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC |
| May 11, 2011 | Loan Modification, Mortgage CITIMORTGAGE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 10, 2026 · Amount on File |
| Deed Sale | Sep 10, 2026 · Amount on File |
| Prior Sale | Jul 1, 2008 · Amount on File |
| Deed Document Number | 202636787 |
| Deed Book / Page | 3085 / 1699 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FLAGLER FL |
| Recording Date | Sep 10, 2026 |
| Property Address | 35 FRONTIER DR, PALM COAST, FL 32137-4431 |
| Document Number | 0000036787 |
| Book / Page | 3085 / 1699 |
| Instrument Date | Aug 25, 2026 |
| Instrument | 202636787 |
| Transaction Type | Transfer |
| Record Updated | Sep 23, 2026 |
| Title Company | EXPRESS TITLE, EXPRESS TITLE & CLOSING SVC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $226,240.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 35 FRONTIER DR, PALM COAST, FL 32137-4431 |
| Document Number | 0000036788, |
|---|---|
| Date | Sep 10, 2026 |
| Instrument | 202636788 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Sep 1, 2036 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | FLAGLER FL |
| Property Address | 35 FRONTIER DR, PALM COAST, FL 32137-4431 |
| Document Number | 0022520980 |
| Book / Page | 002252 / 000980 |
| Instrument Date | May 11, 2011 |
| Transaction Type | Mortgage |
| Record Updated | Jan 18, 2018 |
| Name | Verified Name |
|---|---|
| Address | 35 FRONTIER DR PALM COAST FL 321374431, PALM COAST, FL 32137-4431 |
| Document Number | 0022520980 |
|---|---|
| Date | Jan 11, 2018 |
| Book Page | 002252/000980 |
| Instrument | 1196 |
| Name | CITIMORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | O FALLON, MO 63368 |
| Amount | Amount on Record |
|---|---|
| Term | 276 Months |
| Due | Jan 10, 2041 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.75% |
The 2025 property tax bill for 35 Frontier Dr was $5,207.
Source: Flagler County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Flagler County |
| Municipality | Palm Coast City |
| Unified School District | Flagler County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,207.00 | $286,510 Land $58,000 Building $228,510 | $286,510 Land $58,000 Building $228,510 |
| 2023 | $4,582.00 (+4.68%) | $269,948 (+2.51%) Land $47,000 Building $222,948 | $269,948 (+2.51%) Land $47,000 Building $222,948 |
| 2022 | $4,377.00 | $263,343 Land $47,000 Building $216,343 | $263,343 Land $47,000 Building $216,343 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 35 Frontier Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective March 5, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 98 policies |
| Community Rating System | Class 4 (30% premium discount) |
| Nearby Flood Policies | 98 in force |
| Nearby Flood Claims | 16 (1989–2024) |
| Claims Outside the SFHA | 15 of 16 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 35 Frontier Dr is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 94% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF PALM COAST UTILITY private · serves 112,324 people · EPA ID FL2180863 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2024 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 281 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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