22 Frontier Dr, Palm Coast, FL 32137 Property Records

Flagler County property record for 22 Frontier Dr, Palm Coast, FL 32137

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,438 sqft · built 2007
Lot Size	0.259 acres (11,308 sqft)
Owner	Individual Name on Record
Last Sale	$465,000 (Dec 2025)
Tax Bill	$4,973 (2025)
Deeds & Mortgages	Dec 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-11-31-7007-00390-0130`

Property Details

APN / Parcel Number

Primary APN	`07-11-31-7007-00390-0130`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	2,438 sqft Heated Area
Gross Area	3,314 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2007
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	11,308 sqft (0.259 acres)
Driveway	Driveway
Driveway Area	1,580 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	22 FRONTIER DR
City	PALM COAST
State	FL
Zip	32137-8409
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PALM COAST SECTION 07 BLOCK 00039 LOT 0013 OR 1055 PG 110 OR 1194/761 OR 1669/1637 OR 2402/1480-DC
Legal Range	31E
Legal Township	11S
Legal Section	07
Legal Subdivision	PALM COAST
Legal Block	39
Legal Lot Number	13
Jurisdiction	FLAGLER FL
Township / Civil Division	FLAGLER BEACH
Census Block Group	2
Census Block	2026
Census Tract	60107

Owner

Source: Flagler County records, as of December 24, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	22 FRONTIER DR, PALM COAST, FL 32137-8409
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 8, 2025 · Amount on Record
Deed Sale	Dec 8, 2025 · Amount on Record
Prior Sale	Aug 7, 2024 · Amount on Record
Deed Document Number	2025049054
Deed Book / Page	3011 / 726
Record Updated	Jun 8, 2026

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLAGLER FL
Recording Date	Dec 8, 2025
Property Address	22 FRONTIER DR, PALM COAST, FL 32137-8409
Document Number	0030110726
Book / Page	3011 / 726
Map Reference	MB 6 PG 18-27
Instrument Date	Dec 1, 2025
Instrument	2025049054
Transaction Type	Transfer
Record Updated	Dec 25, 2025
Title Company	REALTY PRO TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,255.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	35 FERNMILL LN, PALM COAST, FL 32137-9105

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22 FRONTIER DR, PALM COAST, FL 32137-8409

Mortgage

Document Number	0003011728
Date	Dec 8, 2025
Instrument	3011/728

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2056

Tax Assessment & Valuation

Source: Flagler County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Flagler County
Municipality	Palm Coast City
Unified School District	Flagler County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,973.00 (+150.66%) Homeowner's exemption	$316,784 (+67.79%)	$329,849 (+1.73%) Land $58,000 Building $271,849
2023	$1,984.00 (-1.64%) Homeowner's exemption Widower's exemption Additional exemption filed	$188,795 (+3%)	$324,242 (+3.59%) Land $47,000 Building $277,242
2022	$2,017.00 Homeowner's exemption Widower's exemption Additional exemption filed	$183,296	$313,015 Land $47,000 Building $266,015

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 5, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 98 policies
Community Rating System	Class 4 (30% premium discount)
Nearby Flood Policies	98 in force
Nearby Flood Claims	16 (1989–2024)
Claims Outside the SFHA	15 of 16
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Frances, Sep 2004 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 94% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PALM COAST UTILITY private · serves 112,324 people · EPA ID FL2180863
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 281 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20