Flagler County property record for 41 Frontier Dr, Palm Coast, FL 32137
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 2,120 sqft · built 2005 |
| Lot Size | 0.23 acres (10,006 sqft) |
| Owner | Trust Name on File |
| Last Sale | $339,900 (Sep 2005) |
| Tax Bill | $2,035 (2025) |
| Deeds & Mortgages | Mar 2020 Line of Credit Jan 2019 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-11-31-7007-00400-0140 |
| Primary APN | 07-11-31-7007-00400-0140 |
|---|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 2,120 sqft Living Area |
| Gross Area | 3,087 sqft |
| 1st Floor Area | 2,120 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2012 |
| Exterior Material | Concrete |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 10,006 sqft (0.23 acres) |
| Driveway | Concrete Driveway |
| Driveway Area | 1,097 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 41 FRONTIER DR |
|---|---|
| City | PALM COAST |
| State | FL |
| Zip | 32137-4431 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PALM COAST SECTION 07 BLOCK 00040 LOT 0014 SUBDIVISION COMPLETION YEAR 1978 OR 132 PG 188 OR 151/470 OR 559/113 OR 1038/1976 OR 1118/1860 OR 1317/1240 OR 1704/1703- ALBARRACIN TRUST |
| Legal Range | 31E |
| Legal Township | 11S |
| Legal Section | 07 |
| Legal Subdivision | PALM COAST |
| Legal Block | 40 |
| Legal Lot Number | 14 |
| Jurisdiction | FLAGLER FL |
| Township / Civil Division | FLAGLER BEACH |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 60107 |
41 Frontier Dr is owner-occupied and held in a trust since February 2009.
Source: Flagler County records, as of December 8, 2025
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | PO BOX 352714, PALM COAST, FL 32135-2714 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 6, 2020 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA |
| Jan 2, 2019 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 13, 2005 · Amount on File |
| Deed Sale | Sep 13, 2005 · Amount on File |
| Prior Sale | Feb 5, 2004 · Amount on File |
| Deed Document Number | 200555861 |
| Deed Book / Page | 1317 / 1240 |
| Last Transfer Date | Feb 12, 2009 |
| Transfer Doc | 0017041703 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLAGLER FL |
| Property Address | 41 FRONTIER DR, PALM COAST, FL 32137-4431 |
| Document Number | 0024281637 |
| Instrument Date | Mar 6, 2020 |
| Transaction Type | Mortgage |
| Record Updated | May 25, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | PO BOX 352714 PALM COAST FL 321352714, PALM COAST, FL 32135-2714 |
| Document Number | 0024281637 |
|---|---|
| Date | Mar 18, 2020 |
| Book Page | 002428/001637 |
| Instrument | 11069 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 17, 2050 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLAGLER FL |
| Property Address | 41 FRONTIER DR, PALM COAST, FL 32137-4431 |
| Document Number | 0023291844 |
| Instrument Date | Jan 2, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jan 24, 2019 |
| Title Company | WFG LENDER SERVICES, WFG LENDER SVCS |
| Name | Verified Name |
|---|---|
| Address | 41 FRONTIER DR PALM COAST FL 321374431, PALM COAST, FL 32137-4431 |
| Document Number | 0023291844 |
|---|---|
| Date | Jan 14, 2019 |
| Book Page | 002329/001844 |
| Instrument | 1340 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 13, 2049 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 41 Frontier Dr was $2,035 with exemptions applied, up 2.9% from the year before.
Source: Flagler County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Flagler County |
| Municipality | Palm Coast City |
| Unified School District | Flagler County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,035.00 (+2.88%) Homeowner's exemption Widower's exemption | $160,172 | $320,475 Land $58,000 Building $262,475 |
| 2024 | $1,978.00 (+3.24%) | ||
| 2023 | $1,916.00 (-2.69%) Homeowner's exemption Widower's exemption | $151,124 (+3%) | $297,197 (+6.39%) Land $47,000 Building $250,197 |
| 2022 | $1,969.00 Homeowner's exemption Widower's exemption | $146,722 | $279,339 Land $47,000 Building $232,339 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 41 Frontier Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective March 5, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 98 policies |
| Community Rating System | Class 4 (30% premium discount) |
| Nearby Flood Policies | 98 in force |
| Nearby Flood Claims | 16 (1989–2024) |
| Claims Outside the SFHA | 15 of 16 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 41 Frontier Dr is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 94% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF PALM COAST UTILITY private · serves 112,324 people · EPA ID FL2180863 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2024 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 281 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures