Cortland County and Cortland City property record for 35 Front St, Cortland, NY 13045
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,238 sqft · built 1950 |
| Lot Size | 0.137 acres (6,000 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $3,470 (2026) |
| Deeds & Mortgages | Dec 2025 Transfer |
| Flood Zone | Zone AE (high risk) |
| APN | 110200 86.26-01-10.000 |
| Primary APN | 110200 86.26-01-10.000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,238 sqft Living Area |
| 1st Floor Area | 1,238 sqft |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 6,000 sqft |
| Lot Dimensions | 178 ft deep x 60 ft wide |
| Garage Type | Detached |
| Garage Area | 1,080 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Slab |
| Porch Area | 195 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 35 FRONT ST |
|---|---|
| City | CORTLAND |
| State | NY |
| Zip | 13045-1241 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 02 - SINGL |
| Legal Block | 1 |
| Legal Lot Number | 10.000 |
| Jurisdiction | CORTLAND NY |
| Township / Civil Division | CORTLAND |
| Census Block Group | 4 |
| Census Block | 4002 |
| Census Tract | 970500 |
35 Front St is owned and occupied by two individuals who acquired it in November 2025.
Source: Cortland County and Cortland City records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 35 FRONT ST, CORTLAND, NY 13045-1241 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants in Common |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Nov 24, 2025 |
| Transfer Doc | 0000005674 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CORTLAND NY |
| Recording Date | Dec 8, 2025 |
| Property Address | 35 FRONT ST, CORTLAND, NY 13045-1241 |
| Document Number | 0000005674 |
| Instrument Date | Nov 24, 2025 |
| Instrument | 2025-05674 |
| Transaction Type | Transfer |
| Record Updated | Jan 7, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 35 FRONT ST, CORTLAND, NY 13045-1241 |
The 2026 property tax bill for 35 Front St was $3,470 with exemptions applied, up 24.5% from the year before.
Source: Cortland County and Cortland City assessment roll, as of March 30, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Cortland County |
| Municipality | Cortland City |
| Unified School District | Cortland City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,470.00 (+24.51%) Homeowner's exemption Senior Citizen's exemption Veteran's exemption | ||
| 2025 | $2,787.00 | $125,000 (-) Land $18,700 Building $106,300 | $128,866 (+3.09%) Land $19,278 Building $109,588 |
| 2024 | $2,787.00 (+18.29%) Homeowner's exemption Senior Citizen's exemption Veteran's exemption | $125,000 (+71.94%) Land $18,700 Building $106,300 | $125,000 (+25.52%) Land $18,700 Building $106,300 |
| 2023 | $2,356.00 Homeowner's exemption Senior Citizen's exemption Veteran's exemption | $72,700 Land $9,400 Building $63,300 | $99,589 Land $12,877 Building $86,712 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 35 Front St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective August 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 1 (2005) |
| Most Recent Claim | Apr 2005 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 35 Front St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 142 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Empire Long Distance Fiber | 1,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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