Cortland County and Cortland City property record for 25 Front St, Cortland, NY 13045
| Property Type | Single Family Home |
|---|---|
| Details | 1 bd · 1 ba · 1,180 sqft · built 1947 |
| Lot Size | 0.202 acres (8,831 sqft) |
| Owner | Individual Name on File |
| Last Sale | $50,000 (Feb 2023) |
| Tax Bill | $4,007 (2026) |
| Deeds & Mortgages | Feb 2023 Sale & Mortgage Jul 2018 Transfer |
| Flood Zone | Zone AE (high risk) |
| APN | 110200 86.26-01-19.000 |
| Primary APN | 110200 86.26-01-19.000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 1,180 sqft Living Area |
| 1st Floor Area | 1,180 sqft |
| Basement Area | 144 sqft |
| Finished Basement | 144 sqft |
| Year Built | Built 1947 |
|---|---|
| Effective Year Built | Effective 1947 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 8,831 sqft (0.202 acres) |
| Lot Dimensions | 145 ft deep x 60 ft wide |
| Garage Type | Detached |
| Garage Area | 403 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 218 sqft |
| Heating Fuel | Electric |
|---|---|
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 25 FRONT ST |
|---|---|
| City | CORTLAND |
| State | NY |
| Zip | 13045-1219 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 02 - SINGL |
| Legal Block | 1 |
| Legal Lot Number | 19.000 |
| Jurisdiction | CORTLAND NY |
| Township / Civil Division | CORTLAND |
| Census Block Group | 4 |
| Census Block | 4002 |
| Census Tract | 970500 |
25 Front St is owned and occupied by an individual who bought it in February 2023.
Source: Cortland County and Cortland City records, as of September 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 25 FRONT ST, CORTLAND, NY 13045-1219 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 2, 2023 | Warranty Deed, Transfer · Stand-Alone First Mortgage FIRST NATIONAL BANK OF DRYDEN |
| Jul 31, 2018 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 2, 2023 · Amount on File |
| Deed Sale | Feb 2, 2023 · Amount on File |
| Prior Sale | Jul 31, 2018 · Amount on File |
| Deed Document Number | 2023466 |
| Prior Transfer Date | Jul 27, 2018 |
| Prior Transfer Doc | 0000004335 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CORTLAND NY |
| Recording Date | Feb 2, 2023 |
| Property Address | 25 FRONT ST, CORTLAND, NY 13045-1219 |
| Document Number | 0000000466 |
| Instrument Date | Feb 2, 2023 |
| Instrument | 2023-00466 |
| Transaction Type | Transfer |
| Record Updated | Feb 28, 2023 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 67, HOMER, NY 13077-0067 |
| Document Number | 0000000467 |
|---|---|
| Date | Feb 2, 2023 |
| Instrument | 2023-00467 |
| Name | FIRST NATIONAL BANK OF DRYDEN |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CORTLAND NY |
| Recording Date | Jul 31, 2018 |
| Property Address | 25 FRONT ST, CORTLAND, NY 13045-1219 |
| Document Number | 0000004335 |
| Instrument Date | Jul 27, 2018 |
| Instrument | 4335 |
| Transaction Type | Transfer |
| Record Updated | Aug 9, 2018 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 14 FRONT ST CORTLAND NY 130451249, CORTLAND, NY 13045-1249 |
The 2026 property tax bill for 25 Front St was $4,007, up 63.2% from the year before.
Source: Cortland County and Cortland City assessment roll, as of March 30, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Cortland County |
| Municipality | Cortland City |
| Unified School District | Cortland City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,007.00 (+63.15%) | ||
| 2025 | $2,456.00 | $105,000 (-) Land $16,600 Building $88,400 | $108,247 (+3.09%) Land $17,113 Building $91,134 |
| 2024 | $2,456.00 (+0.99%) | $105,000 (+5%) Land $16,600 Building $88,400 | $105,000 (+9.5%) Land $16,600 Building $88,400 |
| 2023 | $2,432.00 | $70,000 Land $11,600 Building $58,400 | $95,890 Land $15,890 Building $80,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 25 Front St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective August 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 1 (2005) |
| Most Recent Claim | Apr 2005 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 25 Front St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 142 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Empire Long Distance Fiber | 1,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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