41 Front St, Cortland, NY 13045 Property Records

Cortland County and Cortland City property record for 41 Front St, Cortland, NY 13045

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 2,816 sqft · built 1958
Lot Size	0.663 acres (28,907 sqft)
Owner	Individual Name on File
Tax Bill	$5,031 (2026)
Flood Zone	Zone AE (high risk)
APN	`110200 86.26-01-08.000`

Property Details

APN / Parcel Number

Primary APN	`110200 86.26-01-08.000`
Alternative APN	`020008602600010080000000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,816 sqft Living Area
1st Floor Area	1,456 sqft
2nd Floor Area	1,360 sqft

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1958
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	28,907 sqft (0.663 acres)
Lot Dimensions	161 ft deep x 178 ft wide
Garage Type	Attached
Garage Area	384 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	736 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	41 FRONT ST
City	CORTLAND
State	NY
Zip	13045-1241
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	02 - SINGL
Legal Block	1
Legal Lot Number	8.000
Jurisdiction	CORTLAND NY
Township / Civil Division	CORTLAND
Census Block Group	4
Census Block	4002
Census Tract	970500

Owner

Source: Cortland County and Cortland City records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	5 KING ST, HOMER, NY 13077-1011
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

Tax Assessment & Valuation

Source: Cortland County and Cortland City assessment roll, as of March 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Cortland County
Municipality	Cortland City
Unified School District	Cortland City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,031.00 (+58.31%) Homeowner's exemption Disabled Person's exemption Veteran's exemption
2025	$3,178.00 (+35.06%)	$155,000 (+72.61%) Land $26,200 Building $128,800	$159,794 (+29.9%) Land $27,010 Building $132,784
2023	$2,353.00 Homeowner's exemption Disabled Person's exemption Senior Citizen's exemption Veteran's exemption	$89,800 Land $18,300 Building $71,500	$123,014 Land $25,069 Building $97,945

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	8 in force
Nearby Flood Claims	1 (2005)
Most Recent Claim	Apr 2005 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 142 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Empire Long Distance Fiber	1,000 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20