Kershaw County property record for 35 Endicot Way, Lugoff, SC 29078
| Property Type | Single Family Home |
|---|---|
| Details | 3,925 sqft · built 2009 |
| Lot Size | 0.58 acres (25,265 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $453,000 (Apr 2023) |
| Tax Bill | $2,981 (2025) |
| Deeds & Mortgages | Apr 2023 Sale & Mortgage Oct 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 295-03-02-017-SJO |
| Primary APN | 295-03-02-017-SJO |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 3,925 sqft Gross Area |
| Gross Area | 2,829 sqft |
| Year Built | Built 2009 |
|---|---|
| Exterior Material | Wood |
| Construction Type | Frame |
| Lot Area | 25,265 sqft (0.58 acres) |
| Garage Type | Attached |
| Garage Area | 648 sqft |
| Porch | Porch |
| Porch Area | 448 sqft |
| Account Number | 48655 |
|---|---|
| Old Parcel Number | 295-03-02-017 SJO |
| Street Address | 35 ENDICOT WAY |
| City | LUGOFF |
| State | SC |
| Zip | 29078-7104 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-15 |
| Legal Description | MIDDLETON SUBDIV PHASE 2 LOT 17 |
| Legal Subdivision | MIDDLETON SUBD |
| Legal Phase | 2 |
| Legal Lot Number | 17 |
| Jurisdiction | KERSHAW SC |
| Township / Civil Division | ELGIN |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 970905 |
Source: Kershaw County records, as of November 6, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 35 ENDICOT WAY, LUGOFF, SC 29078-7104 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 10, 2023 | Deed, Transfer · Conventional Mortgage FOUNDERS FCU |
| Oct 4, 2019 | Deed of Trust, Mortgage · VA Mortgage VETERANS UNITED HM LNS |
| Jun 20, 2018 | Grant Deed, Transfer · VA Mortgage VETERANS UNITED HM LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 10, 2023 · Amount on Record |
| Deed Sale | Apr 10, 2023 · Amount on Record |
| Prior Sale | Jun 18, 2010 · Amount on Record |
| Deed Document Number | 202300002898 |
| Deed Book / Page | 4924 / 156 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | KERSHAW SC |
| Recording Date | Apr 10, 2023 |
| Property Address | 35 ENDICOT WAY, LUGOFF, SC 29078-7104 |
| Document Number | 202300002898 |
| Book / Page | 4924 / 156 |
| Map Reference | MB B-197 PG 4 |
| Instrument Date | Apr 6, 2023 |
| Instrument | 202300002898 |
| Transaction Type | Transfer |
| Record Updated | Sep 7, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,177.80 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 35 ENDICOT WAY, LUGOFF, SC 29078-7104 |
| Document Number | 202300002899 |
|---|---|
| Date | Apr 10, 2023 |
| Instrument | 202300002899 |
| Name | FOUNDERS FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 5, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5% |
| Type Change Date | Apr 5, 2030 |
| Change Frequency | Annually |
| Min Rate At Change | 3% |
| Max Rate At Change | 7% |
| Index | 10-Year TN |
| Max Rate | 11% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KERSHAW SC |
| Property Address | 35 ENDICOT WAY, LUGOFF, SC 29078-7104 |
| Document Number | 0000008268 |
| Instrument Date | Oct 4, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Apr 22, 2020 |
| Title Company | MORTGAGE CONNECT LP |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 35 ENDICOT WAY LUGOFF SC 290787104, LUGOFF, SC 29078-7104 |
| Document Number | 0000008268 |
|---|---|
| Date | Oct 11, 2019 |
| Book Page | 004107/000164 |
| Instrument | 8268 |
| Name | VETERANS UNITED HM LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | COLUMBIA, MO 65203 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 10, 2049 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | KERSHAW SC |
| Recording Date | Jun 20, 2018 |
| Property Address | 35 ENDICOT WAY, LUGOFF, SC 29078-7104 |
| Document Number | 0000004704 |
| Book / Page | 003875 / 000052 |
| Instrument Date | Jun 13, 2018 |
| Instrument | 4704 |
| Transaction Type | Transfer |
| Record Updated | Apr 22, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,129.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 35 ENDICOT WAY LUGOFF SC 290787104, LUGOFF, SC 29078-7104 |
| Document Number | 4705 |
|---|---|
| Date | Jun 20, 2018 |
| Book Page | 003875/000056 |
| Instrument | 4705 |
| Name | VETERANS UNITED HM LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | COLUMBIA, MO 65203 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 19, 2048 |
Source: Kershaw County assessment roll, as of September 13, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Kershaw County |
| Unified School District | Kershaw County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,981.00 (+19.67%) | $453,000 (-) Land $40,000 Building $413,000 | $453,000 (-) |
| 2023 | $2,491.00 (-66.41%) | $453,000 (+22.2%) Land $40,000 Building $413,000 | $453,000 (+22.2%) |
| 2022 | $7,415.00 | $370,700 Land $40,000 Building $330,700 | $370,700 Land $40,000 Building $330,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 28, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · lower than 78% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LUGOFF ELGIN WATER AUTH serves 25,783 people · EPA ID SC2820001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2026 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 103 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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