Kershaw County property record for 21 Endicot Way, Lugoff, SC 29078
| Property Type | Single Family Home |
|---|---|
| Details | 3,564 sqft · built 2018 |
| Lot Size | 0.71 acres (30,928 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $289,550 (Mar 2018) |
| Tax Bill | $2,292 (2025) |
| Deeds & Mortgages | Oct 2023 Second Mortgage Mar 2018 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 295-03-02-020-SJO |
| Primary APN | 295-03-02-020-SJO |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 3,564 sqft Gross Area |
| Year Built | Built 2018 |
|---|---|
| Exterior Material | Brick |
| Lot Area | 30,928 sqft (0.71 acres) |
| Account Number | 48669 |
|---|---|
| Old Parcel Number | 295-03-02-020 SJO |
| Street Address | 21 ENDICOT WAY |
| City | LUGOFF |
| State | SC |
| Zip | 29078-7104 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-15 |
| Legal Description | MIDDLETON SUBDIV PHASE 2 LOT 20 |
| Legal Subdivision | MIDDLETON SUBD |
| Legal Phase | 2 |
| Legal Lot Number | 20 |
| Jurisdiction | KERSHAW SC |
| Township / Civil Division | ELGIN |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 970905 |
Source: Kershaw County records, as of November 6, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 21 ENDICOT WAY, LUGOFF, SC 29078-7104 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 20, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC |
| Mar 1, 2018 | Grant Deed, Subdivision Related Transfer · FHA Mortgage GUILD MTG |
| Sep 12, 2017 | Grant Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 1, 2018 · Amount on Record |
| Deed Sale | Mar 1, 2018 · Amount on Record |
| Deed Document Number | 0003824166 |
| Deed Book / Page | 3824 / 166 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KERSHAW SC |
| Property Address | 21 ENDICOT WAY, LUGOFF, SC 29078-7104 |
| Transaction Type | Mortgage |
| Record Updated | Nov 16, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0020239036 |
|---|---|
| Date | Oct 20, 2023 |
| Book Page | 5034/54 |
| Instrument | 2023-9036 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Nov 1, 2043 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | KERSHAW SC |
| Recording Date | Mar 1, 2018 |
| Property Address | 21 ENDICOT WAY, LUGOFF, SC 29078-7104 |
| Document Number | 0000001582 |
| Book / Page | 003824 / 000166 |
| Instrument Date | Mar 1, 2018 |
| Instrument | 1582 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Apr 22, 2020 |
| Title Company | NOT AVAILABLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,071.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 21 ENDICOT WAY LUGOFF SC 29078, LUGOFF, SC 29078 |
| Document Number | 1583 |
|---|---|
| Date | Mar 1, 2018 |
| Book Page | 003824/000171 |
| Instrument | 1583 |
| Name | GUILD MTG |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92111 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 29, 2048 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | KERSHAW SC |
| Recording Date | Sep 12, 2017 |
| Property Address | 21 ENDICOT WAY, LUGOFF, SC 29078-7104 |
| Document Number | 0000007351 |
| Book / Page | 003749 / 000068 |
| Instrument Date | Sep 7, 2017 |
| Instrument | 7351 |
| Transaction Type | Transfer |
| Record Updated | Apr 22, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $118.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 1129 WHITE POND RD ELGIN SC 290459429, ELGIN, SC 29045-9429 |
Source: Kershaw County assessment roll, as of September 13, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Kershaw County |
| Unified School District | Kershaw County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,292.00 (-0.52%) | $340,300 (-0.03%) Land $39,000 Building $301,300 | $340,300 (-0.03%) |
| 2023 | $2,304.00 | $340,400 Land $39,000 Building $301,400 | $340,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 28, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · lower than 78% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LUGOFF ELGIN WATER AUTH serves 25,783 people · EPA ID SC2820001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2026 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 103 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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