Kershaw County property record for 40 Endicot Way, Lugoff, SC 29078
| Property Type | Single Family Home |
|---|---|
| Details | 3,749 sqft · built 2018 |
| Lot Size | 0.739 acres (32,234 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $32,000 (Nov 2017) |
| Tax Bill | $2,134 (2025) |
| Deeds & Mortgages | Aug 2020 Mortgage Jun 2019 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 295-03-02-011-SJO |
| Primary APN | 295-03-02-011-SJO |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 3,749 sqft Gross Area |
| Year Built | Built 2018 |
|---|---|
| Exterior Material | Fiber Cement Siding |
| Lot Area | 32,234 sqft (0.739 acres) |
| Account Number | 48671 |
|---|---|
| Old Parcel Number | 295-03-02-011 SJO |
| Street Address | 40 ENDICOT WAY |
| City | LUGOFF |
| State | SC |
| Zip | 29078-7104 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-15 |
| Legal Description | DIST:277F MAP REF:BK B197 PG 4 |
| Legal Subdivision | MIDDLETON PH 02 |
| Jurisdiction | KERSHAW SC |
| Township / Civil Division | ELGIN |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 970905 |
Source: Kershaw County records, as of November 6, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 40 ENDICOT WAY, LUGOFF, SC 29078-7104 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 7, 2020 | Deed of Trust, Mortgage AMERICU MTG |
| Jun 10, 2019 | Deed of Trust, Mortgage · Line of Credit FIRST RELIANCE BK |
| Aug 31, 2018 | Loan Modification, Mortgage SAFE FCU |
| Nov 22, 2017 | Grant Deed, Construction Loan · Line of Credit SAFE FCU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 2, 2017 · Amount on Record |
| Deed Sale | Nov 2, 2017 · Amount on Record |
| Deed Document Number | 0000378328 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KERSHAW SC |
| Property Address | 40 ENDICOT WAY, LUGOFF, SC 29078-7104 |
| Document Number | 0000007231 |
| Instrument Date | Aug 7, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Sep 1, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 40 ENDICOT WAY LUGOFF SC 290787104, LUGOFF, SC 29078-7104 |
| Document Number | 0000007231 |
|---|---|
| Date | Aug 12, 2020 |
| Book Page | 004278/000296 |
| Instrument | 7231 |
| Name | AMERICU MTG |
|---|---|
| Type | Mortgage Company |
| Address | TROY, MI 48083 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Aug 11, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KERSHAW SC |
| Property Address | 40 ENDICOT WAY, LUGOFF, SC 29078-7104 |
| Document Number | 0000004600 |
| Instrument Date | Jun 10, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Apr 22, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 40 ENDICOT WAY LUGOFF SC 290787104, LUGOFF, SC 29078-7104 |
| Document Number | 0000004600 |
|---|---|
| Date | Jun 14, 2019 |
| Book Page | 004042/000189 |
| Instrument | 4600 |
| Name | FIRST RELIANCE BK |
|---|---|
| Type | Bank |
| Address | MOUNT PLEASANT, SC 29464 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 13, 2049 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | KERSHAW SC |
| Property Address | 40 ENDICOT WAY, LUGOFF, SC 29078-7104 |
| Document Number | 0000007502 |
| Instrument Date | Aug 31, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Apr 22, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 40 ENDICOT WAY LUGOFF SC 290787104, LUGOFF, SC 29078-7104 |
| Document Number | 0000007502 |
|---|---|
| Date | Sep 24, 2018 |
| Book Page | 003922/000135 |
| Instrument | 7502 |
| Name | SAFE FCU |
|---|---|
| Type | Credit Union |
| Address | SUMTER, SC 29151 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Sep 23, 2048 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.25% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | KERSHAW SC |
| Recording Date | Nov 22, 2017 |
| Property Address | 40 ENDICOT WAY, LUGOFF, SC 29078-7104 |
| Document Number | 0000009396 |
| Book / Page | 003783 / 000028 |
| Instrument Date | Nov 21, 2017 |
| Instrument | 9396 |
| Transaction Type | Construction Loan |
| Record Updated | Apr 22, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $118.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 38 BRAN S DR LUGOFF SC 29078, LUGOFF, SC 29078 |
| Document Number | 9397 |
|---|---|
| Date | Nov 22, 2017 |
| Book Page | 003783/000031 |
| Instrument | 9397 |
| Name | SAFE FCU |
|---|---|
| Type | Credit Union |
| Address | SUMTER, SC 29150 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 21, 2047 |
| Rate Type | Adjustable Rate |
|---|
Source: Kershaw County assessment roll, as of September 13, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Kershaw County |
| Unified School District | Kershaw County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,134.00 (-0.61%) | $314,200 (-0.16%) Land $39,000 Building $275,200 | $314,200 (-0.16%) |
| 2023 | $2,147.00 | $314,700 Land $39,000 Building $275,700 | $314,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 28, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · lower than 78% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LUGOFF ELGIN WATER AUTH serves 25,783 people · EPA ID SC2820001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2026 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 103 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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