35 Eastern Ave, Watervliet, NY 12189 Property Records

Albany County and Colonie Town property record for 35 Eastern Ave, Watervliet, NY 12189

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,870 sqft · built 1950
Lot Size	0.24 acres (10,454 sqft)
Owner	2 Individual Names on File
Last Sale	$210,000 (Jul 2009)
Tax Bill	$4,360 (2026)
Deeds & Mortgages	Nov 2022 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`012689 32.1-3-44`

Property Details

APN / Parcel Number

Primary APN	`012689 32.1-3-44`
Alternative APNs	`268903200100030440000000` `03200100030440000000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,870 sqft Living Area
1st Floor Area	1,232 sqft
Upper Floors Area	562 sqft
Game Room	Game Room

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Lot Area	10,454 sqft (0.24 acres)
Garage Type	Detached
Garage Area	294 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Pool Type	In-Ground Vinyl Pool
Porch	Porch
Porch Area	166 sqft
Patio Area	396 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	03200100030440000000
Street Address	35 EASTERN AVE
City	WATERVLIET
State	NY
Zip	12189-1616
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	04 - FARM
Legal Description	LOT 47-8-9-50-PT/51-PT/46 N-41 E-25 C-69-72
Legal Subdivision	REVISED PLAN OF FAIRVIEW HEIGHTS
Legal Block	3
Legal Lot Number	44.000
Jurisdiction	ALBANY NY
Township / Civil Division	COLONIE
Census Block Group	2
Census Block	2012
Census Tract	13509

Owner

35 Eastern Ave is owned and occupied by two individuals who bought it in July 2009.

Source: Albany County and Colonie Town records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	35 EASTERN AVE, WATERVLIET, NY 12189-1616
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 6, 2009 · Amount on File
Deed Sale	Jul 6, 2009 · Amount on File
Deed Document Number	200910446609
Deed Book / Page	2953 / 44
Record Updated	Oct 29, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBANY NY
Property Address	35 EASTERN AVE, WATERVLIET, NY 12189-1616
Transaction Type	Mortgage
Record Updated	Dec 14, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	35 EASTERN AVE, WATERVLIET, NY 12189-1616

Mortgage

Document Number	0000006623
Date	Nov 16, 2022
Instrument	R2022-26623

Lender

Name	BROADVIEW FCU
Type	Credit Union
Address	ALBANY, NY 12205

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Nov 15, 2037

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2026 property tax bill for 35 Eastern Ave was $4,360 with a homeowner's exemption, up 4.6% from the year before.

Source: Albany County and Colonie Town assessment roll, as of March 17, 2026

Property Jurisdictions

Type	Name
State	New York
County	Albany County
County Subdivision	Colonie Town
Unified School District	North Colonie Central School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,360.00 (+4.61%) Homeowner's exemption
2025	$4,168.00 Homeowner's exemption	$103,600 Land $25,900 Building $77,700	$237,100 Land $59,275 Building $177,825
2023		$103,600 (+10.21%) Land $25,900 Building $77,700	$203,100 (+20.46%) Land $50,775 Building $152,325
2022		$94,000 Land $23,500 Building $70,500	$168,610 Land $42,152 Building $126,458
2021	$4,125.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 35 Eastern Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 6, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 35 Eastern Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 95% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LATHAM WATER DISTRICT serves 85,590 people · EPA ID NY0100198
Water Source	Surface water
Lead	2 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 151 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
Hudson Valley Wireless Fixed Wireless	200 / 20