32 Eastern Ave, Watervliet, NY 12189 Property Records

Albany County and Colonie Town property record for 32 Eastern Ave, Watervliet, NY 12189

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,193 sqft · built 1940
Lot Size0.23 acres (10,019 sqft)
OwnerIndividual Name on File
Last Sale$278,500 (Jul 2018)
Tax Bill$5,433 (2026)
Deeds & MortgagesNov 2019 Mortgage
Jul 2018 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN012689 32.1-3-27

Property Details

APN / Parcel Number

Primary APN012689 32.1-3-27
Alternative APNs
  • 268903200100030270000000
  • 03200100030270000000

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories2 Stories
Building Area2,193 sqft Living Area
1st Floor Area1,233 sqft
2nd Floor Area520 sqft
Upper Floors Area440 sqft

Exterior

Year BuiltBuilt 1940
Effective Year BuiltEffective 1972
Architectural StyleOther
Exterior MaterialAluminum/Vinyl
Lot Area10,019 sqft (0.23 acres)
Garage TypeAttached
Garage Area440 sqft
Parking Spaces2 Parking Spaces
Patio Area130 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelOil
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number03200100030270000000
Street Address32 EASTERN AVE
CityWATERVLIET
StateNY
Zip12189-1617
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code04 - FARM
Legal DescriptionLT 118-122 LFEST PERRY H N-LILLIAN AV E-EASTERN AV C-62-10
Legal SubdivisionFAIRVIEW HEIGHTWS
Legal Block3
Legal Lot Number27.000
JurisdictionALBANY NY
Township / Civil DivisionCOLONIE
Census Block Group2
Census Block2013
Census Tract13509

Owner

32 Eastern Ave is owned and occupied by an individual who bought it in July 2018.

Source: Albany County and Colonie Town records, as of September 23, 2026

Owner of RecordIndividual Name on File
Mailing Address32 EASTERN AVE, WATERVLIET, NY 12189-1617
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Nov 2, 2019Deed of Trust, Mortgage · Conventional with PMI
NEWREZ LLC
Jul 10, 2018Warranty Deed, Transfer · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Jul 10, 2018Grant Deed, Transfer
Jun 14, 2017Deed of Trust, Mortgage · Conventional Mortgage
SEFCU

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 10, 2018 · Amount on File
Deed SaleJul 10, 2018 · Amount on File
Prior SaleNov 25, 2008 · Amount on File
Deed Document Number201815153
Prior Transfer DateDec 20, 2005
Prior Transfer Doc0009627572
Record UpdatedOct 29, 2026

November 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionALBANY NY
Property Address32 EASTERN AVE, WATERVLIET, NY 12189-1617
Document Number0000024290
Instrument DateNov 2, 2019
Transaction TypeMortgage
Record UpdatedDec 17, 2019
Title CompanyAVENUE 365 LENDER SERVICES, AVENUE 365 LENDER SVCS

Transferred To (Grantee/Buyer)

NameVerified Name
Address32 EASTERN AVE WATERVLIET NY 121891617, WATERVLIET, NY 12189-1617

Mortgage

Document Number0000024290
DateNov 14, 2019
Instrument24290
Lender
NameNEWREZ LLC
AddressFORT WASHINGTON, PA 19034
Agreement
TypeConventional with PMI
AmountAmount on Record
Term360 Months
DueNov 13, 2049

July 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionALBANY NY
Recording DateJul 10, 2018
Property Address32 EASTERN AVE, WATERVLIET, NY 12189-1617
Document Number0000005153
Map ReferenceDR28 MAP8396
Instrument DateJun 25, 2018
InstrumentR2018-15153
Transaction TypeTransfer
Record UpdatedApr 7, 2022

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,114.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address32 EASTERN AVE, 32, WATERVLIET, NY 12189-1617

Transferred To (Grantee/Buyer)

NameVerified Name
Address903 2ND AVE, TROY, NY 12182

Mortgage

Document Number0000005154
DateJul 10, 2018
InstrumentR2018-15154
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJul 1, 2048

July 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionALBANY NY
Recording DateJul 10, 2018
Property Address32 EASTERN AVE, WATERVLIET, NY 12189-1617
Document Number0020185153
Book / Page002018 / 015153
Instrument DateJun 25, 2018
Transaction TypeTransfer
Record UpdatedJan 15, 2019

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address32 EASTERN AVE WATERVLIET NY 121891617, WATERVLIET, NY 12189-1617

June 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionALBANY NY
Property Address32 EASTERN AVE, WATERVLIET, NY 12189-1617
Document Number0000014442
Instrument DateJun 14, 2017
Transaction TypeMortgage
Record UpdatedAug 23, 2018
Title CompanyNOT AVAILABLE

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
Address32 EASTERN AVE WATERVLIET NY 121891617, WATERVLIET, NY 12189-1617

Mortgage

Document Number0000014442
DateJun 23, 2017
Instrument14442
Lender
NameSEFCU
TypeCredit Union
AddressALBANY, NY 12206
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term120 Months
DueJun 22, 2027

Tax Assessment & Valuation

The 2026 property tax bill for 32 Eastern Ave was $5,433, down 3.7% from the year before.

Source: Albany County and Colonie Town assessment roll, as of March 17, 2026

Property Jurisdictions

TypeName
StateNew York
CountyAlbany County
County SubdivisionColonie Town
Unified School DistrictNorth Colonie Central School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$5,433.00 (-3.72%)
2025$5,643.00$129,900 Land $26,000 Building $103,900$297,300 Land $59,506 Building $237,794
2023$129,900 (-) Land $26,000 Building $103,900$254,700 (+9.31%) Land $50,979 Building $203,721
2022$129,900 Land $26,000 Building $103,900$233,004 Land $46,637 Building $186,367
2021$5,240.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 32 Eastern Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 6, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 32 Eastern Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 95% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLATHAM WATER DISTRICT
serves 85,590 people · EPA ID NY0100198
Water SourceSurface water
Lead2 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 151 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
Hudson Valley Wireless
Fixed Wireless
200 / 20

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