Albany County and Colonie Town property record for 28 Eastern Ave, Watervliet, NY 12189
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,753 sqft · built 1949 |
| Lot Size | 0.23 acres (10,019 sqft) |
| Owner | Individual Name on File |
| Last Sale | $202,000 (May 2015) |
| Tax Bill | $4,335 (2026) |
| Deeds & Mortgages | Nov 2025 Line of Credit May 2022 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 012689 32.1-3-26 |
| Primary APN | 012689 32.1-3-26 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,753 sqft Living Area |
| 1st Floor Area | 1,753 sqft |
| Year Built | Built 1949 |
|---|---|
| Effective Year Built | Effective 1949 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 10,019 sqft (0.23 acres) |
| Garage Type | Detached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | In-Ground Vinyl Pool |
|---|---|
| Pool Area | 512 sqft |
| Porch | Slab |
| Porch Area | 204 sqft |
| Patio Area | 128 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 03200100030260000000 |
|---|---|
| Street Address | 28 EASTERN AVE |
| City | WATERVLIET |
| State | NY |
| Zip | 12189-1617 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 04 - FARM |
| Legal Description | LF EST BARTON JM N-32 E-EASTERN AV C-10-32 |
| Legal Subdivision | FAIRVIEW HEIGHTS |
| Legal Block | 3 |
| Legal Lot Number | 26.000 |
| Jurisdiction | ALBANY NY |
| Township / Civil Division | COLONIE |
| Census Block Group | 2 |
| Census Block | 2013 |
| Census Tract | 13509 |
28 Eastern Ave is owned and occupied by an individual who bought it in May 2015.
Source: Albany County and Colonie Town records, as of September 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 28 EASTERN AVE, WATERVLIET, NY 12189-1617 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 19, 2025 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA |
| May 4, 2022 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA |
| Jun 1, 2021 | Deed of Trust, Mortgage · Conventional Mortgage CITIZENS BANK NA |
| Jun 1, 2021 | Deed of Trust, Mortgage · Conventional Mortgage CITIZENS BANK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 19, 2015 · Amount on File |
| Deed Sale | May 19, 2015 · Amount on File |
| Deed Document Number | 201511836894 |
| Deed Book / Page | 3135 / 874 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALBANY NY |
| Property Address | 28 EASTERN AVE, WATERVLIET, NY 12189-1617 |
| Transaction Type | Mortgage |
| Record Updated | Dec 17, 2025 |
| Title Company | ACCURATE GROUP, ACCURATE GROUP LLC |
| Name | Verified Name |
|---|---|
| Address | 28 EASTERN AVE, WATERVLIET, NY 12189-1617 |
| Document Number | 0000001058 |
|---|---|
| Date | Nov 19, 2025 |
| Instrument | R2025-21058 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Address | PROVIDENCE, RI 02903 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Nov 14, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALBANY NY |
| Property Address | 28 EASTERN AVE, WATERVLIET, NY 12189-1617 |
| Transaction Type | Mortgage |
| Record Updated | Jun 15, 2022 |
| Title Company | ACCURATE GROUP, ACCURATE GROUP LL |
| Name | Verified Name |
|---|---|
| Address | 28 EASTERN AVE, WATERVLIET, NY 12189-1617 |
| Document Number | 0000001221 |
|---|---|
| Date | May 4, 2022 |
| Instrument | R2022-11221 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Address | PROVIDENCE, RI 02903 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 299 Months |
| Due | Apr 14, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALBANY NY |
| Property Address | 28 EASTERN AVE, WATERVLIET, NY 12189-1617 |
| Transaction Type | Mortgage |
| Record Updated | Jul 26, 2021 |
| Title Company | QUICK SILVA TITLE AND ESCROW, QUICKSILVA TITLE AND ESCROW |
| Name | Verified Name |
|---|
| Document Number | 0000006462 |
|---|---|
| Date | Jun 1, 2021 |
| Instrument | R2021-16462 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Address | PROVIDENCE, RI 02903 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 179 Months |
| Due | May 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALBANY NY |
| Property Address | 28 EASTERN AVE, WATERVLIET, NY 12189-1617 |
| Transaction Type | Mortgage |
| Record Updated | Jul 26, 2021 |
| Title Company | QUICK SILVA TITLE AND ESCROW, QUICKSILVA TITLE AND ESCROW |
| Name | Verified Name |
|---|
| Document Number | 0000006463 |
|---|---|
| Date | Jun 1, 2021 |
| Instrument | R2021-16463 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Address | PROVIDENCE, RI 02903 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
The 2026 property tax bill for 28 Eastern Ave was $4,335, down 4.8% from the year before.
Source: Albany County and Colonie Town assessment roll, as of March 17, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Albany County |
| County Subdivision | Colonie Town |
| Unified School District | North Colonie Central School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,335.00 (-4.79%) | ||
| 2025 | $4,553.00 | $103,000 Land $25,800 Building $77,200 | $235,700 Land $59,039 Building $176,661 |
| 2023 | $103,000 (-) Land $25,800 Building $77,200 | $202,000 (+9.34%) Land $50,598 Building $151,402 | |
| 2022 | $103,000 Land $25,800 Building $77,200 | $184,753 Land $46,278 Building $138,475 | |
| 2021 | $4,413.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 28 Eastern Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 6, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 28 Eastern Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 95% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LATHAM WATER DISTRICT serves 85,590 people · EPA ID NY0100198 |
|---|---|
| Water Source | Surface water |
| Lead | 2 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 151 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| Hudson Valley Wireless Fixed Wireless | 200 / 20 |
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