35 E Cliff St, Somerville, NJ 08876 Property Records

Somerset County and Somerville Borough property record for 35 E Cliff St, Somerville, NJ 08876 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3,018 sqft · built 1900
Lot Size	0.149 acres (6,469 sqft)
Owner	2 Individual Names on File
Last Sale	$157,000 (Jul 1999)
Tax Bill	$12,478 (2025)
Deeds & Mortgages	Jul 2023 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`18-00076-0000-00012`

Property Details

APN / Parcel Number

Primary APN	`18-00076-0000-00012`
Alternative APN	`180007600012`

Interior

Stories	2 Stories
Building Area	3,018 sqft Living Area

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Construction Type	Frame
Lot Area	6,469 sqft (0.149 acres)
Lot Dimensions	154 ft deep x 42 ft wide
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	35 E CLIFF ST
City	SOMERVILLE
State	NJ
Zip	08876-1910
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	76
Legal Lot Number	12
Jurisdiction	SOMERSET NJ
Township / Civil Division	SOMERVILLE
Census Block Group	1
Census Block	1001
Census Tract	50100

Owner

Source: Somerset County and Somerville Borough records · APN 18-00076-0000-00012

Assessment roll updated July 7, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	35 E CLIFF ST, SOMERVILLE, NJ 08876-1910
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 16, 1999 · Amount on Record
Deed Sale	Jul 16, 1999 · Amount on Record
Deed Book / Page	2245 / 205
Record Updated	Sep 20, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERSET NJ
Property Address	35 E CLIFF ST, SOMERVILLE, NJ 08876-1910
Transaction Type	Mortgage
Record Updated	Jul 21, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000017192
Date	Jul 10, 2023
Book Page	7513/2004
Instrument	2023017192

Lender

Name	AFFINITY FCU
Type	Credit Union
Address	BASKING RIDGE, NJ 07920

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	356 Months
Due	Mar 27, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Somerset County and Somerville Borough records · Assessment roll updated July 7, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Somerset County
Municipality	Somerville Borough
Unified School District	Somerville Borough School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$305,900 (-) Land $114,800 Building $191,100	$305,900 (-) Land $114,800 Building $191,100
2025	$12,478.00 (+3.19%)	$305,900 (+0.72%) Land $114,800 Building $191,100	$305,900 (+0.72%) Land $114,800 Building $191,100
2024	$12,092.00 (+5.87%)
2023		$303,700 Land $114,800 Building $188,900	$303,700 Land $114,800 Building $188,900
2022	$11,422.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Somerset County (34035C), updated September 3, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 340350501001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Nearby Flood Policies	3 in force
Nearby Flood Claims	44 (1983–2021)
Claims Outside the SFHA	13 of 44
Most Recent Claim	Sep 2021, rainfall accumulation, Remnants Of Hurricane Ida
Claims By Storm	Hurricane Irene, Aug 2011 · 10 claims Severe Storms And Inland And Coastal Flooding, Apr 2007 · 8 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 10 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 453 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Optimum Communications	Fiber	8,000 / 8,000
Verizon	Fiber	2,300 / 2,300
Optimum Communications	Cable	940 / 35
T-Mobile USA	Fixed Wireless	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: AT&T, Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.