27 E Cliff St, Somerville, NJ 08876 Property Records

Somerset County and Somerville Borough property record for 27 E Cliff St, Somerville, NJ 08876 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details2,879 sqft · built 1900
Lot Size0.177 acres (7,701 sqft)
Owner2 Individual Names on File
Last Sale$389,000 (Mar 2010)
Tax Bill$15,182 (2025)
Deeds & MortgagesSep 2021 Mortgage
Jul 2021 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN18-00076-0000-00014

Property Details

APN / Parcel Number

Primary APN18-00076-0000-00014
Alternative APN
  • 180007600014

Interior

Stories2 Stories
Building Area2,879 sqft Living Area

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Construction TypeFrame
Lot Area7,701 sqft (0.177 acres)
Lot Dimensions154 ft deep x 50 ft wide
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address27 E CLIFF ST
CitySOMERVILLE
StateNJ
Zip08876-1910
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Block76
Legal Lot Number14
JurisdictionSOMERSET NJ
Township / Civil DivisionSOMERVILLE
Census Block Group1
Census Block1001
Census Tract50100

Owner

Source: Somerset County and Somerville Borough records · APN 18-00076-0000-00014

Assessment roll updated July 7, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address27 E CLIFF ST, SOMERVILLE, NJ 08876-1910
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 27, 2021Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LOANS LLC
Jul 13, 2021Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LOANS LLC
Mar 08, 2018Deed of Trust, Mortgage · FHA Mortgage
QUICKEN LNS

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMar 29, 2010 · Amount on Record
Deed SaleMar 29, 2010 · Amount on Record
Deed Document Number201012891
Deed Book / Page6310 / 1236
Record UpdatedSep 20, 2026

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSOMERSET NJ
Property Address27 E CLIFF ST, SOMERVILLE, NJ 08876-1910
Transaction TypeMortgage
Record UpdatedOct 07, 2021
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000057592
DateSep 27, 2021
Book Page7386/1121
Instrument2021057592
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term358 Months
DueJul 01, 2051

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSOMERSET NJ
Property Address27 E CLIFF ST, SOMERVILLE, NJ 08876-1910
Transaction TypeMortgage
Record UpdatedJul 23, 2021
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000042584
DateJul 13, 2021
Book Page7362/209
Instrument2021042584
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 01, 2051

March 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSOMERSET NJ
Property Address27 E CLIFF ST, SOMERVILLE, NJ 08876-1910
Document Number0000010363
Instrument DateMar 08, 2018
Transaction TypeMortgage
Record UpdatedApr 10, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address27 E CLIFF ST SOMERVILLE NJ 088761910, SOMERVILLE, NJ 08876-1910

Mortgage

Document Number0000010363
DateMar 22, 2018
Book Page007031/001444
Instrument10363
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueMar 21, 2048

Tax Assessment & Valuation

Source: Somerset County and Somerville Borough records · Assessment roll updated July 7, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountySomerset County
MunicipalitySomerville Borough
Unified School DistrictSomerville Borough School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$372,200 (-) Land $117,700 Building $254,500$372,200 (-) Land $117,700 Building $254,500
2025$15,182.00 (+3.19%)$372,200 (-) Land $117,700 Building $254,500$372,200 (-) Land $117,700 Building $254,500
2024$14,713.00 (+5.11%)
2023$372,200 Land $117,700 Building $254,500$372,200 Land $117,700 Building $254,500
2022$13,998.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Somerset County (34035C), updated September 3, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 340350501001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Nearby Flood Policies3 in force
Nearby Flood Claims44 (1983–2021)
Claims Outside the SFHA13 of 44
Most Recent ClaimSep 2021, rainfall accumulation, Remnants Of Hurricane Ida
Claims By Storm
  • Hurricane Irene, Aug 2011 · 10 claims
  • Severe Storms And Inland And Coastal Flooding, Apr 2007 · 8 claims
  • Hurricane Floyd Major Disaster Declarations, Sep 1999 · 10 claims

Wildfire

Wildfire RiskLow
above 7% of the US · above 18% of New Jersey
Wildfire LikelihoodLess than 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 525 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Optimum CommunicationsFiber8,000 / 8,000
VerizonFiber2,300 / 2,300
Optimum CommunicationsCable940 / 35
T-Mobile USAFixed Wireless100 / 20
AT&TFixed Wireless100 / 20

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

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