28 E Cliff St, Somerville, NJ 08876 Property Records

Somerset County and Somerville Borough property record for 28 E Cliff St, Somerville, NJ 08876 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	1,463 sqft · built 1910
Lot Size	0.125 acres (5,441 sqft)
Owner	Individual Name on File
Last Sale	$332,500 (Aug 2011)
Tax Bill	$11,466 (2025)
Deeds & Mortgages	Jun 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`18-00070-0000-00013`

Property Details

APN / Parcel Number

Primary APN	`18-00070-0000-00013`
Alternative APN	`180007000013`

Interior

Stories	2 Stories
Building Area	1,463 sqft Living Area

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Construction Type	Frame
Lot Area	5,441 sqft (0.125 acres)
Lot Dimensions	136 ft deep x 40 ft wide
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	28 E CLIFF ST
City	SOMERVILLE
State	NJ
Zip	08876-1911
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	70
Legal Lot Number	13
Jurisdiction	SOMERSET NJ
Township / Civil Division	SOMERVILLE
Census Block Group	1
Census Block	1002
Census Tract	50100

Owner

Source: Somerset County and Somerville Borough records · APN 18-00070-0000-00013

Assessment roll updated July 7, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	28 E CLIFF ST, SOMERVILLE, NJ 08876-1911
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 09, 2011 · Amount on Record
Deed Sale	Aug 09, 2011 · Amount on Record
Prior Sale	Aug 26, 2009 · Amount on Record
Deed Document Number	201135080
Deed Book / Page	6441 / 2602
Record Updated	Sep 20, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERSET NJ
Property Address	28 E CLIFF ST, SOMERVILLE, NJ 08876-1911
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	OLD REPUBLIC NATL TTL INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000024295
Date	Jun 11, 2020
Book Page	7218/1692
Instrument	2020024295

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Jul 01, 2040

Tax Assessment & Valuation

Source: Somerset County and Somerville Borough records · Assessment roll updated July 7, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Somerset County
Municipality	Somerville Borough
Unified School District	Somerville Borough School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$281,100 (-) Land $107,500 Building $173,600	$281,100 (-) Land $107,500 Building $173,600
2025	$11,466.00 (+3.2%)	$281,100 (-) Land $107,500 Building $173,600	$281,100 (-) Land $107,500 Building $173,600
2024	$11,111.00 (+5.1%)
2023		$281,100 Land $107,500 Building $173,600	$281,100 Land $107,500 Building $173,600
2022	$10,572.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Somerset County (34035C), updated September 3, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.