35 Cottage Ln, Niantic, CT 06357 Property Records

East Lyme Town property record for 35 Cottage Ln, Niantic, CT 06357 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2.5 Baths
Year Built	Built 1998
Square Footage	1,860 sqft Living Area
Lot Size	9,583 sqft (0.22 acres)
Occupancy	Owner Occupied
Last Sale	$185,000 (1998)
Tax Bill	$7,770.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`ELYM M:05.18 B:00004 L:00000`
Alternative APN	`5263`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Partial Baths	1 Partial Baths
Total Rooms	6 Rooms
Building Area	1,860 sqft Living Area
Gross Area	3,236 sqft Gross Area
1st Floor	840 sqft 1st Floor
Basement Area	840 sqft Basement
Unfinished Basement	420 sqft Unfinished
Stories	2 Stories

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Contemporary Style
Exterior Material	Aluminum/Vinyl Exterior
Roof Construction	Gable Roof Construction
Roof Material	Asphalt Roof
Lot Area	9,583 sqft (0.22 acres)
Deck Area	Deck Area

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	Forced Air with Air Conditioning Heating
Heating Fuel	Oil Heating Fuel

Location & Zoning

Account Number	5263
Street Address	35 COTTAGE LN
City	NIANTIC
State	CT
Zip	06357-3301
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Block	4
Jurisdiction	EAST LYME CT
Minor Civil Division	EAST LYME
Census Blockgroup	2
Census Block	2020
Census Tract	870704

Owner

Source: East Lyme Town records · APN ELYM M:05.18 B:00004 L:00000

Assessment roll updated June 25, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	35 COTTAGE LN, NIANTIC, CT 06357-3301
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 03, 1998 · Amount on Record
Deed Sale	Apr 03, 1998 · Amount on Record
Deed Book / Page	449 / 271
Record Refreshed	Sep 20, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EAST LYME CT
Property Address	35 COTTAGE LN, NIANTIC, CT 06357-3301
Transaction Type	Mortgage
Record Updated	May 13, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1055-103
Date	Apr 27, 2021
Book Page	1055/103
Instrument	1407

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Balloon Payment
Amount	Amount Recorded
Term	361 Months
Due	May 01, 2051

Tax Assessment & Valuation

Source: East Lyme Town records · Assessment roll updated June 25, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	East Lyme Town
Unified School District	East Lyme School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,770.00	$277,410 (-) Land $117,600 Building $159,810	$194,187 Land $82,320 Building $111,867
2024	$7,770.00 (+12.58%)
2023	$6,902.00 (+4.37%)	$277,410 (-) Land $117,600 Building $159,810
2022	$6,613.00	$277,410 Land $117,600 Building $159,810

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, County delivery 09011C updated September 20, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.