19 Cottage Ln, Niantic, CT 06357 Property Records

East Lyme Town property record for 19 Cottage Ln, Niantic, CT 06357 · Last verified July 2026

Property Highlights

Property Type	Residential > Multi-Unit > Duplex
Bedrooms	4 Beds
Bathrooms	3.5 Baths
Year Built	Built 1976
Square Footage	2,016 sqft Living Area
Lot Size	12,000 sqft (0.275 acres)
Occupancy	Owner Occupied
Last Sale	$425,000 (2020)
Tax Bill	$8,213.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`ELYM M:05.14 B:00003 L:00000`
Alternative APN	`1113`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Partial Baths	1 Partial Baths
Total Rooms	10 Rooms
Units	2 Units
Building Area	2,016 sqft Living Area
Gross Area	3,988 sqft Gross Area
1st Floor	1,008 sqft 1st Floor
Basement Area	1,008 sqft Basement
Unfinished Basement	168 sqft Unfinished
Stories	2 Stories

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Architectural Style	Colonial Style
Exterior Material	Aluminum/Vinyl Exterior
Roof Construction	Gable Roof Construction
Roof Material	Asphalt Roof
Lot Area	12,000 sqft (0.275 acres)
Deck Area	Deck Area

Utilities and HVAC

Heating System	Hot Water Heating
Heating Fuel	Oil Heating Fuel

Location & Zoning

Account Number	1113
Street Address	19 COTTAGE LN
City	NIANTIC
State	CT
Zip	06357-3301
Property Usage	Residential Property Usage
Type	Residential > Multi-Unit > Duplex
Legal Block	3
Jurisdiction	EAST LYME CT
Minor Civil Division	EAST LYME
Census Blockgroup	2
Census Block	2020
Census Tract	870704

Owner

Source: East Lyme Town records · APN ELYM M:05.14 B:00003 L:00000

Assessment roll updated June 25, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	19 COTTAGE LN, NIANTIC, CT 06357-3301
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 01, 2020 · Amount on Record
Deed Sale	Jul 01, 2020 · Amount on Record
Prior Sale	Jan 28, 2008 · Amount on Record
Deed Book / Page	1033 / 73
Record Refreshed	Sep 20, 2026

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EAST LYME CT
Recording Date	Jul 01, 2020
Property Address	19 COTTAGE LN, NIANTIC, CT 06357-3301
Document Number	0001033-73
Book / Page	1033 / 73
Instrument Date	Jun 30, 2020
Transaction Type	Transfer
Record Updated	Jul 21, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000103376
Date	Jul 01, 2020
Instrument	1033/76

Lender

Name	TOTAL MORTGAGE SERVICES LLC
Type	Mortgage Company

Agreement

Type	Stand Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: East Lyme Town records · Assessment roll updated June 25, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	East Lyme Town
Unified School District	East Lyme School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,213.00	$293,230 (+2.17%) Land $121,100 Building $172,130	$205,261 Land $84,770 Building $120,491
2024	$8,213.00 (+15.01%)
2023	$7,141.00 (+4.37%)	$287,000 (-) Land $121,100 Building $165,900
2022	$6,842.00	$287,000 Land $121,100 Building $165,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, County delivery 09011C updated September 20, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.