East Lyme Town property record for 18 Cottage Ln, Niantic, CT 06357 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1996 |
| Square Footage | 1,664 sqft Living Area |
| Lot Size | 8,276 sqft (0.19 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $152,500 (1996) |
| Tax Bill | $7,155.00 (2025) |
| Primary APN | ELYM M:05.14 B:00132 L:00000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Building Area | 1,664 sqft Living Area |
| Gross Area | 2,688 sqft Gross Area |
| 1st Floor | 832 sqft 1st Floor |
| Basement Area | 416 sqft Basement |
| Finished Basement | 416 sqft Finished |
| Unfinished Basement | 416 sqft Unfinished |
| Stories | 2 Stories |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Architectural Style | Contemporary Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Roof Construction | Gable Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 8,276 sqft (0.19 acres) |
| Garage Type | Basement Garage |
| Deck Area | Deck Area |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Hot Water Heating |
| Heating Fuel | Oil Heating Fuel |
| Account Number | 1152 |
|---|---|
| Street Address | 18 COTTAGE LN |
| City | NIANTIC |
| State | CT |
| Zip | 06357-3302 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Block | 132 |
| Jurisdiction | EAST LYME CT |
| Minor Civil Division | EAST LYME |
| Census Blockgroup | 2 |
| Census Block | 2039 |
| Census Tract | 870704 |
Source: East Lyme Town records · APN ELYM M:05.14 B:00132 L:00000
Assessment roll updated June 25, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 18 COTTAGE LN, NIANTIC, CT 06357-3302 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Sep 17, 2025 | Deed of Trust, Mortgage · Reverse Mortgage PLAZA HOME MORTGAGE INC |
| Sep 17, 2025 | Deed of Trust, Mortgage · Reverse Mortgage PLAZA HOME MORTGAGE INC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Mar 15, 1996 · Amount on Record |
| Deed Sale | Mar 15, 1996 · Amount on Record |
| Deed Book / Page | 405 / 33 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EAST LYME CT |
| Property Address | 18 COTTAGE LN, NIANTIC, CT 06357-3302 |
| Transaction Type | Mortgage |
| Record Updated | Mar 13, 2026 |
| Name | Verified Name |
|---|
| Document Number | 001125-783 |
|---|---|
| Date | Sep 17, 2025 |
| Book Page | 1125/783 |
| Instrument | 2036 |
| Name | PLAZA HOME MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 865 Months |
| Due | Oct 01, 2097 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.13% |
| Type Change Date | Nov 01, 2025 |
| Margin | 2 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EAST LYME CT |
| Property Address | 18 COTTAGE LN, NIANTIC, CT 06357-3302 |
| Transaction Type | Mortgage |
| Record Updated | Mar 13, 2026 |
| Name | Verified Name |
|---|
| Document Number | 001125-795 |
|---|---|
| Date | Sep 17, 2025 |
| Book Page | 1125/795 |
| Instrument | 2037 |
| Name | PLAZA HOME MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 865 Months |
| Due | Oct 01, 2097 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.13% |
| Type Change Date | Nov 01, 2025 |
| Margin | 2 |
Source: East Lyme Town records · Assessment roll updated June 25, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Connecticut |
| County Subdivision | East Lyme Town |
| Unified School District | East Lyme School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,155.00 | $255,430 (-) Land $113,890 Building $141,540 | $178,801 Land $79,723 Building $99,078 |
| 2024 | $7,155.00 (+12.59%) | ||
| 2023 | $6,355.00 (+4.37%) | $255,430 (-) Land $113,890 Building $141,540 | |
| 2022 | $6,089.00 | $255,430 Land $113,890 Building $141,540 |
Source: FEMA National Flood Hazard Layer, County delivery 09011C updated September 20, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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