35 Cold Brook Cir, Jefferson, MA 01522 Property Records

Worcester County and Holden Town property record for 35 Cold Brook Cir, Jefferson, MA 01522

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,168 sqft · built 2002
Lot Size	0.918 acres (40,000 sqft)
Owner	Individual Name on Record
Last Sale	$550,000 (Sep 2018)
Tax Bill	$11,765 (2026)
Deeds & Mortgages	Feb 2021 Refinance Apr 2025 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`HOLD M:31 B:67`

Property Details

APN / Parcel Number

Primary APN	`HOLD M:31 B:67`
Alternative APN	`M:00031 P:00067`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	3,168 sqft Living Area
Gross Area	6,784 sqft
1st Floor Area	1,786 sqft
Basement Area	1,746 sqft
Unfinished Basement	774 sqft

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	40,000 sqft (0.918 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	35 COLD BROOK CIR
City	JEFFERSON
State	MA
Zip	01522-1338
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R40
Legal Block	67
Jurisdiction	HOLDEN MA
Township / Civil Division	HOLDEN
Census Block Group	3
Census Block	3029
Census Tract	728400

Owner

Source: Worcester County and Holden Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	35 COLD BROOK CIR, JEFFERSON, MA 01522-1338
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 18, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance FAIRWAY INDEPENDENT MORTGAGE CORP
Apr 23, 2025	Deed of Trust, Mortgage · Line of Credit LEADER BANK NA
Jul 2, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance FAIRWAY INDEPENDENT MORTGAGE CORP
Sep 17, 2018	Quit Claim Deed, Transfer FAIRWAY INDEPENDENT MORTGAGE CORP
Sep 17, 2018	Quit Claim Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 17, 2018 · Amount on Record
Deed Sale	Sep 17, 2018 · Amount on Record
Prior Sale	Sep 17, 2018 · Amount on Record
Deed Book / Page	59412 / 181
Transfer Doc	059412-181
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOLDEN MA
Property Address	35 COLD BROOK CIR, JEFFERSON, MA 01522-1338
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	064491-230
Date	Feb 18, 2021
Book Page	64491/230
Instrument	23063

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

April 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOLDEN MA
Property Address	35 COLD BROOK CIR, JEFFERSON, MA 01522-1338
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	071889-274
Date	Apr 23, 2025
Book Page	71889/274
Instrument	31188

Lender

Name	LEADER BANK NA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOLDEN MA
Property Address	35 COLD BROOK CIR, JEFFERSON, MA 01522-1338
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	60653-347
Date	Jul 2, 2019
Book Page	60653/347
Instrument	63386

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2049

September 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HOLDEN MA
Recording Date	Sep 17, 2018
Property Address	35 COLD BROOK CIR, JEFFERSON, MA 01522-1338
Document Number	59412-181
Book / Page	59412 / 181
Instrument	97992
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$100.57
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	594120185
Date	Sep 17, 2018
Instrument	59412/0185

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Sep 17, 2048

September 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HOLDEN MA
Recording Date	Sep 17, 2018
Property Address	35 COLD BROOK CIR, JEFFERSON, MA 01522-1338
Document Number	59412-173
Book / Page	059412 / 000173
Instrument Date	Aug 13, 2018
Instrument	97990
Transaction Type	Transfer
Record Updated	Oct 9, 2018

Transaction

Amount	Amount Recorded
Tax	$2,530.80
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	35 COLD BROOK CIR JEFFERSON MA 015221338, JEFFERSON, MA 01522-1338

Tax Assessment & Valuation

Source: Worcester County and Holden Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Holden Town
Unified School District	Wachusett School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$11,765.00 (+2.55%)	$872,800 (+5.45%) Land $227,200 Building $645,600	$894,597 (+20.1%)
2025	$11,472.00 (-3.59%)	$827,700 (-1.57%) Land $216,300 Building $611,400	$744,895
2024	$11,899.00 (+5.14%)	$840,900 (+11.38%) Land $210,100 Building $630,800
2023	$11,317.00	$755,000 Land $182,500 Building $572,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1979–1984)
Most Recent Claim	Apr 1984 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 91 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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