28 Cold Brook Cir, Jefferson, MA 01522 Property Records

Worcester County and Holden Town property record for 28 Cold Brook Cir, Jefferson, MA 01522

Property Summary

Property TypeSingle Family Home
Details5 bd · 4 ba · 4,171 sqft · built 2004
Lot Size2.92 acres (127,556 sqft)
OwnerIndividual Name on Record
Last Sale$26,200 (Sep 2002)
Tax Bill$15,021 (2026)
Deeds & MortgagesApr 2023 Refinance
Flood ZoneZone X (minimal risk)
APNHOLD M:31 B:69

Property Details

APN / Parcel Number

Primary APNHOLD M:31 B:69
Alternative APN
  • M:00031 P:00069

Interior

Bedrooms5 Beds
Full Baths4 Baths
Half Baths2 Half Baths
Total Rooms12 Rooms
Stories2 Stories
Building Area4,171 sqft Living Area
Gross Area9,438 sqft
1st Floor Area2,455 sqft
AtticAttic
Attic Area1,256 sqft
Basement Area1,736 sqft
Unfinished Basement1,672 sqft

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2004
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area127,556 sqft (2.92 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelOil

Location & Zoning

Street Address28 COLD BROOK CIR
CityJEFFERSON
StateMA
Zip01522-1339
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR40
Legal Block69
JurisdictionHOLDEN MA
Township / Civil DivisionHOLDEN
Census Block Group3
Census Block3029
Census Tract728400

Owner

Source: Worcester County and Holden Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address28 COLD BROOK CIR, JEFFERSON, MA 01522-1339
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 17, 2002 · Amount on Record
Deed SaleSep 17, 2002 · Amount on Record
Deed Book / Page27477 / 196
Record UpdatedOct 29, 2026

April 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHOLDEN MA
Property Address28 COLD BROOK CIR, JEFFERSON, MA 01522-1339
Transaction TypeMortgage
Record UpdatedJun 2, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number069030-164
DateApr 18, 2023
Book Page69030/164
Instrument29284
Lender
NameMAIN STREET BANK (MA)
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term241 Months
DueMay 1, 2043

Tax Assessment & Valuation

Source: Worcester County and Holden Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyWorcester County
County SubdivisionHolden Town
Unified School DistrictWachusett School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$15,021.00 (+2.34%)$1,114,300 (+5.22%) Land $239,500 Building $874,800$1,099,157
2025$14,678.00 (-5.02%)$1,059,000 (-3.03%) Land $228,000 Building $831,000
2024$15,453.00 (+0.95%)$1,092,100 (+6.94%) Land $221,800 Building $870,300
2023$15,308.00$1,021,200 Land $192,600 Building $828,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims2 (1979–1984)
Most Recent ClaimApr 1984 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 91 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Cold Brook Cir

Nearby Streets

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