17 Cold Brook Cir, Jefferson, MA 01522 Property Records

Worcester County and Holden Town property record for 17 Cold Brook Cir, Jefferson, MA 01522

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,772 sqft · built 2002
Lot Size	0.918 acres (40,000 sqft)
Owner	Individual Name on Record
Last Sale	$379,170 (Feb 2003)
Tax Bill	$10,177 (2026)
Deeds & Mortgages	Aug 2023 Line of Credit Aug 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`HOLD M:31 B:65`

Property Details

APN / Parcel Number

Primary APN	`HOLD M:31 B:65`
Alternative APN	`M:00031 P:00065`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,772 sqft Living Area
Gross Area	5,872 sqft
1st Floor Area	1,219 sqft
Basement Area	1,085 sqft
Unfinished Basement	1,085 sqft

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	40,000 sqft (0.918 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	17 COLD BROOK CIR
City	JEFFERSON
State	MA
Zip	01522-1338
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R40
Legal Block	65
Jurisdiction	HOLDEN MA
Township / Civil Division	HOLDEN
Census Block Group	3
Census Block	3029
Census Tract	728400

Owner

Source: Worcester County and Holden Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	17 COLD BROOK CIR, JEFFERSON, MA 01522-1338
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 3, 2023	Deed of Trust, Mortgage · Line of Credit BAY STATE SAVINGS BANK
Aug 21, 2019	Deed of Trust, Mortgage · Balloon Mortgage BAY STATE SAVINGS BANK
Dec 23, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 20, 2003 · Amount on Record
Deed Sale	Feb 20, 2003 · Amount on Record
Deed Book / Page	29081 / 95
Record Updated	Oct 29, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOLDEN MA
Property Address	17 COLD BROOK CIR, JEFFERSON, MA 01522-1338
Transaction Type	Mortgage
Record Updated	Sep 19, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	069476-283
Date	Aug 3, 2023
Book Page	69476/283
Instrument	63643

Lender

Name	BAY STATE SAVINGS BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	241 Months
Due	Sep 1, 2043

Interest

Rate Type	Adjustable Rate

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOLDEN MA
Property Address	17 COLD BROOK CIR, JEFFERSON, MA 01522-1338
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	60916-50
Date	Aug 21, 2019
Book Page	60916/50
Instrument	84055

Lender

Name	BAY STATE SAVINGS BANK

Agreement

Type	Balloon Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Sep 1, 2039

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOLDEN MA
Property Address	17 COLD BROOK CIR, JEFFERSON, MA 01522-1338
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	64062-76
Date	Dec 23, 2020
Book Page	64062/76
Instrument	160968

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

Tax Assessment & Valuation

Source: Worcester County and Holden Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Holden Town
Unified School District	Wachusett School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$10,177.00 (+2.46%)	$755,000 (+5.34%) Land $227,200 Building $527,800	$756,335 (+16.19%)
2025	$9,933.00 (+0.18%)	$716,700 (+2.28%) Land $216,300 Building $500,400	$650,940
2024	$9,915.00 (+5.15%)	$700,700 (+11.4%) Land $210,100 Building $490,600
2023	$9,429.00	$629,000 Land $182,500 Building $446,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1979–1984)
Most Recent Claim	Apr 1984 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 91 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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