35 Chapel St, Gloucester, MA 01930 Property Records

Essex County and Gloucester City property record for 35 Chapel St, Gloucester, MA 01930

Property Summary

Property Type	Duplex
Details	3 bd · 2.5 ba · 1,560 sqft · built 1900
Lot Size	0.122 acres (5,320 sqft)
Owner	2 Individual Names on File
Last Sale	$450,000 (Oct 2019)
Tax Bill	$5,046 (2025)
Deeds & Mortgages	Oct 2019 Sale & Mortgage Sep 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`GLOU M:0064 B:0011 L:0000`

Property Details

APN / Parcel Number

Primary APN	`GLOU M:0064 B:0011 L:0000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Units	2 Units
Stories	2 Stories
Building Area	1,560 sqft Living Area
Gross Area	2,508 sqft
1st Floor Area	672 sqft
Basement Area	672 sqft
Unfinished Basement	672 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Duplex Single
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	5,320 sqft (0.122 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Street Address	35 CHAPEL ST
City	GLOUCESTER
State	MA
Zip	01930-3836
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	R-10
Legal Block	11
Jurisdiction	GLOUCESTER MA
Township / Civil Division	GLOUCESTER
Census Block Group	1
Census Block	1005
Census Tract	221300

Owner

Source: Essex County and Gloucester City assessment roll, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	35 CHAPEL ST, GLOUCESTER, MA 01930-3836
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Oct 25, 2019	Quit Claim Deed, Transfer · Stand-Alone First Mortgage FIDELITY COOPERATIVE BANK
Sep 21, 2018	Deed of Trust, Mortgage · Line of Credit BANKGLOUCESTER

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 25, 2019 · Amount on Record
Deed Sale	Oct 25, 2019 · Amount on Record
Prior Sale	Apr 22, 2009 · Amount on Record
Deed Book / Page	37966 / 168
Record Updated	Jun 8, 2026

October 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GLOUCESTER MA
Recording Date	Oct 25, 2019
Property Address	35 CHAPEL ST, GLOUCESTER, MA 01930-3836
Document Number	37966-168
Book / Page	37966 / 168
Instrument Date	Oct 22, 2019
Instrument	20191025002330
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	35 CHAPEL ST, GLOUCESTER, MA 01930-3836

Mortgage

Document Number	191025002340
Date	Oct 25, 2019
Instrument	191025002340

Lender

Name	FIDELITY COOPERATIVE BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOUCESTER MA
Property Address	35 CHAPEL ST, GLOUCESTER, MA 01930-3836
Document Number	37037-550
Instrument Date	Sep 21, 2018
Transaction Type	Mortgage
Record Updated	Jan 16, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	35 CHAPEL ST GLOUCESTER MA 019303836, GLOUCESTER, MA 01930-3836

Mortgage

Document Number	37037-550
Date	Sep 26, 2018
Book Page	037037/000550
Instrument	180926270

Lender

Name	BANKGLOUCESTER
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Essex County and Gloucester City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Gloucester City
Unified School District	Gloucester School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$5,046.00 (+2.35%)	$519,100 (+2.45%) Land $202,600 Building $316,500
2024	$4,930.00 (-2.2%)	$506,700 (+6.45%) Land $193,000 Building $313,700
2023	$5,041.00	$476,000 Land $172,300 Building $303,700

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 30 individual policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	51 units insured incl. 21 condo units
Nearby Flood Claims	7 (1984–2018)
Claims Outside the SFHA	2 of 7
Most Recent Claim	Jan 2018 · other causes
Claims by Event	Coastal Storm, Oct 1991 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GLOUCESTER PUBLIC UTILITY DIVISION serves 37,440 people · EPA ID MA3107000
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 346 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000

May also be available: T-Mobile USA, Verizon.

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