25 Chapel St, Gloucester, MA 01930 Property Records

Essex County and Gloucester City property record for 25 Chapel St, Gloucester, MA 01930 · Last verified April 2026

Property Summary

Property Type	Duplex
Details	4 bd · 2.5 ba · 1,622 sqft · built 1900
Lot Size	0.113 acres (4,925 sqft)
Owner	Individual Name on File
Last Sale	$135,000 (Jan 2014)
Tax Bill	$5,232 (2025)
Deeds & Mortgages	Jun 2022 Refinance
Flood Zone	Zone X (minimal risk)
APN	`GLOU M:0059 B:0012 L:0000`

Property Details

APN / Parcel Number

Primary APN	`GLOU M:0059 B:0012 L:0000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Units	2 Units
Stories	2 Stories
Building Area	1,622 sqft Living Area
Gross Area	3,124 sqft
1st Floor Area	690 sqft
Attic	Attic
Attic Area	690 sqft
Basement Area	690 sqft
Unfinished Basement	690 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Duplex Single
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	4,925 sqft (0.113 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Street Address	25 CHAPEL ST
City	GLOUCESTER
State	MA
Zip	01930-3817
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Block	12
Jurisdiction	GLOUCESTER MA
Township / Civil Division	GLOUCESTER
Census Block Group	1
Census Block	1019
Census Tract	221300

Owner

Source: Essex County and Gloucester City records · APN GLOU M:0059 B:0012 L:0000

Assessment roll updated April 14, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	25 CHAPEL ST, GLOUCESTER, MA 01930-3817
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jan 15, 2014 · Amount on Record
Deed Sale	Jan 15, 2014 · Amount on Record
Deed Book / Page	33070 / 93
Record Updated	Jun 08, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOUCESTER MA
Property Address	25 CHAPEL ST, GLOUCESTER, MA 01930-3817
Transaction Type	Mortgage
Record Updated	Apr 03, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0041028-17
Date	Jun 27, 2022
Book Page	41028/17
Instrument	20220627002960

Lender

Name	CAPE ANN SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Jul 01, 2052

Tax Assessment & Valuation

Source: Essex County and Gloucester City records · Assessment roll updated April 14, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Gloucester City
Unified School District	Gloucester School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$5,232.00 (+2.29%)	$538,300 (+2.4%) Land $198,900 Building $339,400
2024	$5,115.00 (-2.31%)	$525,700 (+6.33%) Land $189,400 Building $336,300
2023	$5,236.00	$494,400 Land $169,200 Building $325,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Essex County (25009C), updated July 10, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250092213001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 30 individual NFIP policies nearby
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	51 units insured 21 under condo master policies
Nearby Flood Claims	7 (1984–2018)
Claims Outside the SFHA	2 of 7
Most Recent Claim	Jan 2018, other causes
Claims By Storm	Coastal Storm, Oct 1991 · 2 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 346 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 2,000
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Verizon, T-Mobile USA. Availability varies by address; speeds are provider-advertised maximums, not measured.