Essex County and Gloucester City property record for 26 Chapel St, Gloucester, MA 01930 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,479 sqft · built 1900 |
| Lot Size | 0.1 acres (4,355 sqft) |
| Owner | Individual Name on File |
| Last Sale | $652,000 (Jul 2023) |
| Tax Bill | $5,671 (2025) |
| Deeds & Mortgages | Apr 2025 Line of Credit Jul 2023 Sale + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | GLOU M:0059 B:0025 L:0000 |
| Primary APN | GLOU M:0059 B:0025 L:0000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,479 sqft Living Area |
| Gross Area | 2,598 sqft |
| 1st Floor Area | 912 sqft |
| Basement Area | 756 sqft |
| Unfinished Basement | 756 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 4,355 sqft (0.1 acres) |
| Deck Area | Deck Area |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Street Address | 26 CHAPEL ST |
|---|---|
| City | GLOUCESTER |
| State | MA |
| Zip | 01930-3837 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 25 |
| Jurisdiction | GLOUCESTER MA |
| Township / Civil Division | GLOUCESTER |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 221300 |
Source: Essex County and Gloucester City records · APN GLOU M:0059 B:0025 L:0000
Assessment roll updated April 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 26 CHAPEL ST, GLOUCESTER, MA 01930-3837 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 24, 2025 | Deed of Trust, Mortgage · Line of Credit CAPE ANN SAVINGS BANK |
| Jul 27, 2023 | Quit Claim Deed, Transfer |
| Aug 31, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance LEADER BANK NA |
| Feb 12, 2020 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage CAPE ANN SAVINGS BANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jul 27, 2023 · Amount on Record |
| Deed Sale | Jul 27, 2023 · Amount on Record |
| Prior Sale | Feb 12, 2020 · Amount on Record |
| Deed Book / Page | 41682 / 112 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GLOUCESTER MA |
| Property Address | 26 CHAPEL ST, GLOUCESTER, MA 01930-3837 |
| Transaction Type | Mortgage |
| Record Updated | Jan 21, 2026 |
| Name | Verified Name |
|---|
| Document Number | 042678-288 |
|---|---|
| Date | Apr 24, 2025 |
| Book Page | 42678/288 |
| Instrument | 20250424000580 |
| Name | CAPE ANN SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | May 01, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | GLOUCESTER MA |
| Recording Date | Jul 27, 2023 |
| Property Address | 26 CHAPEL ST, GLOUCESTER, MA 01930-3837 |
| Document Number | 041682-112 |
| Book / Page | 41682 / 112 |
| Instrument Date | Jul 12, 2023 |
| Instrument | 20230727001270 |
| Transaction Type | Transfer |
| Record Updated | Aug 11, 2023 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 26 CHAPEL ST, GLOUCESTER, MA 01930-3837 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GLOUCESTER MA |
| Property Address | 26 CHAPEL ST, GLOUCESTER, MA 01930-3837 |
| Transaction Type | Mortgage |
| Record Updated | Mar 22, 2021 |
| Name | Verified Name |
|---|
| Document Number | 38881-582 |
|---|---|
| Date | Aug 31, 2020 |
| Book Page | 38881/582 |
| Instrument | 20200831002520 |
| Name | LEADER BANK NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | GLOUCESTER MA |
| Recording Date | Feb 12, 2020 |
| Property Address | 26 CHAPEL ST, GLOUCESTER, MA 01930-3837 |
| Document Number | 38259-268 |
| Book / Page | 38259 / 268 |
| Instrument Date | Feb 12, 2020 |
| Instrument | 20200212004210 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2021 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 7 LENDALL ST, GLOUCESTER, MA 01930-1805 |
| Document Number | 200212004220 |
|---|---|
| Date | Feb 12, 2020 |
| Instrument | 200212004220 |
| Name | CAPE ANN SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Type Change Date | Feb 12, 2026 |
Source: Essex County and Gloucester City records · Assessment roll updated April 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| Municipality | Gloucester City |
| Unified School District | Gloucester School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,671.00 (+6.04%) | $583,400 (+6.15%) Land $192,800 Building $390,600 | $715,825 |
| 2024 | $5,348.00 (+4.51%) | $549,600 (+13.74%) Land $183,600 Building $366,000 | |
| 2023 | $5,117.00 | $483,200 Land $163,900 Building $319,300 |
Source: FEMA National Flood Hazard Layer, Essex County (25009C), updated July 10, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250092213001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 30 individual NFIP policies nearby |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 51 units insured (21 under condo master policies) 15 of 30 individual policies on primary residences |
| Nearby Flood Claims | 7 (1984–2018) |
| Claims Outside the SFHA | 2 of 7 |
| Most Recent Claim | Jan 2018, other causes |
| Flood Events |
|
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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