35 Cavendish Cir, Salem, MA 01970 Property Records

Essex County and Salem City property record for 35 Cavendish Cir, Salem, MA 01970

Property Summary

Property Type	Condominium
Details	2 bd · 2.5 ba · 1,894 sqft · built 1999
Lot Size	15.9 acres (693,796 sqft)
Owner	2 Individual Names on File
Last Sale	$635,000 (Nov 2022)
Tax Bill	$7,030 (2026)
Deeds & Mortgages	May 2023 Refinance Nov 2022 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`SALE M:07 L:0081 S:884`

Property Details

APN / Parcel Number

Primary APN	`SALE M:07 L:0081 S:884`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,894 sqft Living Area
Gross Area	2,442 sqft
Basement Area	691 sqft
Unfinished Basement	484 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Other
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	693,796 sqft
Garage Type	Basement
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	35 CAVENDISH CIR
City	SALEM
State	MA
Zip	01970-6852
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Lot Number	81
Jurisdiction	SALEM MA
Township / Civil Division	SALEM
Census Block Group	4
Census Block	4009
Census Tract	204701

Owner

35 Cavendish Cir, a condominium, is owned and occupied by two individuals who bought it in November 2022.

Source: Essex County and Salem City records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	35 CAVENDISH CIR, SALEM, MA 01970-6852
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 19, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance BANK OF AMERICA NA
Nov 18, 2022	Condominium Deed, Transfer · Stand-Alone First Mortgage ROCKET MORTGAGE
Jul 3, 2018	Deed of Trust, Mortgage DIGITAL FCU
Jan 20, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance DIGITAL FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 18, 2022 · Amount on File
Deed Sale	Nov 18, 2022 · Amount on File
Prior Sale	Dec 29, 2006 · Amount on File
Deed Document Number	20222040
Deed Book / Page	41310 / 209
Record Updated	Oct 29, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SALEM MA
Property Address	35 CAVENDISH CIR, SALEM, MA 01970-6852
Transaction Type	Mortgage
Record Updated	Jun 2, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	041570-492
Date	May 19, 2023
Book Page	41570/492
Instrument	20230519000210

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2053

November 2022: Condominium Deed, Transfer

Document Type	Condominium Deed
Jurisdiction	SALEM MA
Recording Date	Nov 18, 2022
Property Address	35 CAVENDISH CIR, SALEM, MA 01970-6852
Document Number	041310-209
Book / Page	41310 / 209
Instrument Date	Nov 18, 2022
Instrument	20221118002040
Transaction Type	Transfer
Record Updated	Dec 12, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	35 CAVENDISH CIR, SALEM, MA 01970-6852

Mortgage

Document Number	221118002050
Date	Nov 18, 2022
Instrument	221118002050

Lender

Name	ROCKET MORTGAGE

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SALEM MA
Property Address	35 CAVENDISH CIR, SALEM, MA 01970-6852
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	36841-354
Date	Jul 3, 2018
Book Page	36841/354
Instrument	180703003120

Lender

Name	DIGITAL FCU
Type	Credit Union

Agreement

Amount	Amount on Record
Term	300 Months
Due	Jul 1, 2043

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SALEM MA
Property Address	35 CAVENDISH CIR, SALEM, MA 01970-6852
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	39429-571
Date	Jan 20, 2021
Book Page	39429/571
Instrument	20210120001030

Lender

Name	DIGITAL FCU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2051

Tax Assessment & Valuation

The 2026 property tax bill for 35 Cavendish Cir was $7,030, up 4.2% from the year before.

Source: Essex County and Salem City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Salem City
Unified School District	Salem School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,030.00 (+4.21%)	$652,100 (+9.62%) Building $652,100	$633,757 (-7.07%)
2025	$6,746.00 (-1.24%)	$594,900 (+1.19%) Building $594,900	$682,005
2024	$6,831.00 (+19.11%)	$587,900 (+28.25%) Building $587,900
2023	$5,735.00	$458,400 Building $458,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 35 Cavendish Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 17 policies
Nearby Flood Policies	17 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 35 Cavendish Cir has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SALEM WATER DEPARTMENT serves 44,480 people · EPA ID MA3258000
Water Source	Purchased surface water from SALEM AND BEVERLY WATER SUPPLY BOARD
Last State Inspection	Dec 2024

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 156 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless · Fiber in parts of the area	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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