39 Cavendish Cir, Salem, MA 01970 Property Records

Essex County and Salem City property record for 39 Cavendish Cir, Salem, MA 01970

Property Summary

Property Type	Condominium
Details	2 bd · 2.5 ba · 1,896 sqft · built 1999
Lot Size	15.9 acres (693,796 sqft)
Owner	2 Individual Names on Record
Last Sale	$380,000 (Aug 2006)
Tax Bill	$6,563 (2026)
Deeds & Mortgages	Mar 2023 Line of Credit May 2022 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`SALE M:07 L:0081 S:882`

Property Details

APN / Parcel Number

Primary APN	`SALE M:07 L:0081 S:882`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,896 sqft Living Area
Gross Area	2,442 sqft
Basement Area	688 sqft
Unfinished Basement	482 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Other
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	693,796 sqft
Garage Type	Basement
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	39 CAVENDISH CIR
City	SALEM
State	MA
Zip	01970-6852
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Subdivision	GREEN DOLPHIN VILLAGE PH VI-L
Legal Lot Number	81
Jurisdiction	SALEM MA
Township / Civil Division	SALEM
Census Block Group	4
Census Block	4009
Census Tract	204701

Owner

Source: Essex County and Salem City records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	39 CAVENDISH CIR, SALEM, MA 01970-6852
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 15, 2023	Deed of Trust, Mortgage · Line of Credit MARBLEHEAD SAVINGS BANK
May 17, 2022	Deed of Trust, Mortgage · Line of Credit MARBLEHEAD SAVINGS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 7, 2006 · Amount on Record
Deed Sale	Aug 7, 2006 · Amount on Record
Prior Sale	Oct 20, 2000 · Amount on Record
Deed Book / Page	25962 / 452
Record Updated	Oct 29, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SALEM MA
Property Address	39 CAVENDISH CIR, SALEM, MA 01970-6852
Transaction Type	Mortgage
Record Updated	Mar 31, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	041476-356
Date	Mar 15, 2023
Book Page	41476/356
Instrument	20230315000220

Lender

Name	MARBLEHEAD SAVINGS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	241 Months
Due	Apr 1, 2043

Interest

Rate Type	Adjustable Rate

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SALEM MA
Property Address	39 CAVENDISH CIR, SALEM, MA 01970-6852
Transaction Type	Mortgage
Record Updated	Jun 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	040938-445
Date	May 17, 2022
Book Page	40938/445
Instrument	20220517001550

Lender

Name	MARBLEHEAD SAVINGS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	241 Months
Due	Jun 1, 2042

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Essex County and Salem City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Salem City
Unified School District	Salem School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,563.00 (+6.42%)	$608,800 (+11.95%) Building $608,800	$611,303 (-0.93%)
2025	$6,167.00 (-1.15%)	$543,800 (+1.29%) Building $543,800	$617,025
2024	$6,239.00 (+12.15%)	$536,900 (+20.73%) Building $536,900
2023	$5,563.00	$444,700 Building $444,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 17 policies
Nearby Flood Policies	17 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SALEM WATER DEPARTMENT serves 44,480 people · EPA ID MA3258000
Water Source	Purchased surface water from SALEM AND BEVERLY WATER SUPPLY BOARD
Last State Inspection	Dec 2024

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 156 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless · Fiber in parts of the area	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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