31 Cavendish Cir, Salem, MA 01970 Property Records

Essex County and Salem City property record for 31 Cavendish Cir, Salem, MA 01970

Property Summary

Property Type	Condominium
Details	2 bd · 2.5 ba · 1,891 sqft · built 1999
Lot Size	15.9 acres (693,796 sqft)
Owner	Individual Name on Record
Last Sale	$310,000 (Dec 2010)
Tax Bill	$6,512 (2026)
Deeds & Mortgages	Apr 2026 Mortgage May 2021 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`SALE M:07 L:0081 S:889`

Property Details

APN / Parcel Number

Primary APN	`SALE M:07 L:0081 S:889`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	1,891 sqft Living Area
Gross Area	2,433 sqft
Basement Area	682 sqft
Unfinished Basement	477 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Other
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	693,796 sqft
Garage Type	Basement
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	31 CAVENDISH CIR
City	SALEM
State	MA
Zip	01970-6852
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Subdivision	GREEN DOLPHIN CONDO
Legal Lot Number	81
Jurisdiction	SALEM MA
Township / Civil Division	SALEM
Census Block Group	4
Census Block	4009
Census Tract	204701

Owner

Source: Essex County and Salem City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	31 CAVENDISH CIR, SALEM, MA 01970-6852
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 28, 2026	Deed of Trust, Mortgage COMMUNITY CREDIT UNION
May 7, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance COMMUNITY CREDIT UNION LYNN
Dec 11, 2017	Deed of Trust, Mortgage · Conventional Mortgage COMMUNITY CU/LYNN

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 13, 2010 · Amount on Record
Deed Sale	Dec 13, 2010 · Amount on Record
Deed Book / Page	30060 / 178
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SALEM MA
Recording Date	Apr 28, 2026
Property Address	31 CAVENDISH CIR, SALEM, MA 01970-6852
Document Number	043352-213
Book / Page	43352 / 213
Instrument Date	Apr 23, 2026
Instrument	20261040
Transaction Type	Mortgage
Record Updated	Jul 12, 2026

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001040,
Date	Apr 28, 2026
Book Page	43352/213
Instrument	20261040

Lender

Name	COMMUNITY CREDIT UNION

Agreement

Amount	Amount Recorded
Term	120 Months
Due	May 1, 2036

Interest

Rate	6.38%
Max Rate	-1%

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SALEM MA
Property Address	31 CAVENDISH CIR, SALEM, MA 01970-6852
Transaction Type	Mortgage
Record Updated	May 21, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	39850-467
Date	May 7, 2021
Book Page	39850/467
Instrument	20210507000870

Lender

Name	COMMUNITY CREDIT UNION LYNN

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	121 Months
Due	Jun 1, 2031

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SALEM MA
Property Address	31 CAVENDISH CIR, SALEM, MA 01970-6852
Document Number	36406-240
Book / Page	036406 / 000240
Instrument Date	Dec 11, 2017
Transaction Type	Mortgage
Record Updated	Jan 3, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	36406-240
Date	Dec 15, 2017
Book Page	036406/000240
Instrument	1712151190

Lender

Name	COMMUNITY CU/LYNN
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Essex County and Salem City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Salem City
Unified School District	Salem School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,512.00 (+6.47%)	$604,100 (+12.02%) Building $604,100	$613,395 (+3.26%)
2025	$6,116.00 (-1.24%)	$539,300 (+1.18%) Building $539,300	$594,035
2024	$6,193.00 (+11.51%)	$533,000 (+20.05%) Building $533,000
2023	$5,554.00	$444,000 Building $444,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 17 policies
Nearby Flood Policies	17 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SALEM WATER DEPARTMENT serves 44,480 people · EPA ID MA3258000
Water Source	Purchased surface water from SALEM AND BEVERLY WATER SUPPLY BOARD
Last State Inspection	Dec 2024

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 156 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless · Fiber in parts of the area	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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