35 Berm Dr, Cumberland, RI 02864 Property Records

Cumberland Town property record for 35 Berm Dr, Cumberland, RI 02864

Property Summary

Property Type	Condominium
Details	2 bd · 1.5 ba · 1,280 sqft · built 2006
Lot Size	0.22 acres (9,583 sqft)
Owner	Individual Name on Record
Last Sale	$292,000 (Mar 2020)
Tax Bill	$4,346 (2026)
Deeds & Mortgages	Jul 2022 Refinance Mar 2020 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`9988-44`

Property Details

APN / Parcel Number

Primary APN	`9988-44`
Alternative APN	`CUMB M:015 B:0121 L:035`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	1,280 sqft Living Area
Gross Area	1,920 sqft
1st Floor Area	640 sqft
Basement Area	640 sqft
Unfinished Basement	640 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Condo/Apartment
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,583 sqft (0.22 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	9988-44
Street Address	35 BERM DR
City	CUMBERLAND
State	RI
Zip	02864-5429
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	100
Legal Block	121
Legal Lot Number	35
Jurisdiction	CUMBERLAND RI
Township / Civil Division	CUMBERLAND
Census Block Group	2
Census Block	2018
Census Tract	11301

Owner

Source: Cumberland Town records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	35 BERM DR, CUMBERLAND, RI 02864-5429
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 11, 2022	Quit Claim Deed, Transfer · Stand-Alone Refinance HOME LOAN AND INVESTMENT BANK FSB
Mar 20, 2020	Warranty Deed, Transfer NOT AVAILABLE
Jan 27, 2017	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 20, 2020 · Amount on Record
Deed Sale	Mar 20, 2020 · Amount on Record
Prior Sale	Nov 7, 2008 · Amount on Record
Deed Document Number	2020112890
Deed Book / Page	1833 / 76
Last Transfer Date	Jul 6, 2022
Transfer Doc	001935-477
Record Updated	Oct 29, 2026

July 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CUMBERLAND RI
Recording Date	Jul 11, 2022
Property Address	35 BERM DR, CUMBERLAND, RI 02864-5429
Document Number	001935-477
Book / Page	1935 / 477
Instrument Date	Jul 6, 2022
Instrument	134008
Transaction Type	Transfer
Record Updated	Jul 28, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	35 BERM DR, CUMBERLAND, RI 02864-5429

Mortgage

Document Number	001935-480
Date	Jul 11, 2022
Book Page	1935/480
Instrument	134009

Lender

Name	HOME LOAN AND INVESTMENT BANK FSB
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2052

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CUMBERLAND RI
Recording Date	Mar 20, 2020
Property Address	35 BERM DR, CUMBERLAND, RI 02864-5429
Document Number	1833-76
Book / Page	001833 / 000076
Instrument Date	Mar 18, 2020
Instrument	112890
Transaction Type	Transfer
Record Updated	May 26, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Tax	$292.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	35 BERM DR CUMBERLAND RI 028645429, CUMBERLAND, RI 02864-5429

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUMBERLAND RI
Property Address	35 BERM DR, CUMBERLAND, RI 02864-5429
Document Number	1734-721
Book / Page	001734 / 000721
Instrument Date	Jan 27, 2017
Transaction Type	Mortgage
Record Updated	Mar 15, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1734-721
Date	Feb 7, 2017
Book Page	001734/000721

Lender

Name	WELLS FARGO BK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Feb 6, 2032

Tax Assessment & Valuation

Source: Cumberland Town assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
County Subdivision	Cumberland Town
Unified School District	Cumberland School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,346.00 (+16.64%)	$434,200 (+42.97%) Building $434,200	$456,853
2025	$3,726.00 (+5.58%)	$303,700 (-) Building $303,700
2023	$3,529.00 (+0.09%)	$303,700 (+29.12%) Building $303,700
2022	$3,526.00	$235,200 Building $235,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	10 (1979–2023)
Claims Outside the SFHA	3 of 10
Most Recent Claim	Dec 2023 · Severe Storm And Flooding
Claims by Event	Severe Storms And Flooding, Mar 2010 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 94% of Rhode Island
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF CUMBERLAND serves 21,235 people · EPA ID RI1647530
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 185 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fiber	980 / 880

35 Berm Dr, Cumberland, RI 02864 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

July 2022: Quit Claim Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

March 2020: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

January 2017: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Drinking Water

Violations Reported to EPA

Internet Providers

Nearby Properties on Berm Dr

Nearby Streets

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