Cumberland Town property record for 33 Berm Dr, Cumberland, RI 02864
| Property Type | Condominium |
|---|---|
| Details | 2 bd · 1.5 ba · 1,280 sqft · built 2006 |
| Lot Size | 0.22 acres (9,583 sqft) |
| Owner | Individual Name on File |
| Last Sale | $330,000 (Jul 2021) |
| Tax Bill | $4,368 (2026) |
| Deeds & Mortgages | Oct 2019 Refinance Jul 2021 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 1-0009-55 |
| Primary APN | 1-0009-55 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 4 Rooms |
| Stories | 2 Stories |
| Building Area | 1,280 sqft Living Area |
| Gross Area | 1,920 sqft |
| 1st Floor Area | 640 sqft |
| Basement Area | 640 sqft |
| Unfinished Basement | 640 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Architectural Style | Condo/Apartment |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 9,583 sqft (0.22 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Oil |
| Account Number | 1-0009-55 |
|---|---|
| Street Address | 33 BERM DR |
| City | CUMBERLAND |
| State | RI |
| Zip | 02864-5429 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Local Zoning Code | 100 |
| Legal Subdivision | BERM DR |
| Legal Block | 121 |
| Legal Lot Number | 33 |
| Jurisdiction | CUMBERLAND RI |
| Township / Civil Division | CUMBERLAND |
| Census Block Group | 2 |
| Census Block | 2015 |
| Census Tract | 11301 |
33 Berm Dr, a condominium, is owned and occupied by an individual who bought it in July 2021.
Source: Cumberland Town records, as of October 21, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 33 BERM DR, CUMBERLAND, RI 02864-5429 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 4, 2019 | Deed of Trust, Mortgage · Stand-Alone Refinance BANK RHODE ISLAND |
| Jul 15, 2021 | Warranty Deed, Transfer · Stand-Alone First Mortgage CITIZENS BANK |
| Mar 15, 2017 | Warranty Deed, Transfer HOMEBRIDGE FINANCIAL |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 15, 2021 · Amount on File |
| Deed Sale | Jul 15, 2021 · Amount on File |
| Prior Sale | Mar 15, 2017 · Amount on File |
| Deed Document Number | 2021125768 |
| Deed Book / Page | 1896 / 777 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CUMBERLAND RI |
| Property Address | 33 BERM DR, CUMBERLAND, RI 02864-5429 |
| Transaction Type | Mortgage |
| Record Updated | Jan 17, 2022 |
| Name | Verified Name |
|---|
| Document Number | 001815-651 |
|---|---|
| Date | Oct 4, 2019 |
| Book Page | 1815/651 |
| Name | BANK RHODE ISLAND |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CUMBERLAND RI |
| Recording Date | Jul 15, 2021 |
| Property Address | 33 BERM DR, CUMBERLAND, RI 02864-5429 |
| Document Number | 001896-777 |
| Book / Page | 1896 / 777 |
| Instrument Date | Jul 14, 2021 |
| Instrument | 125768 |
| Transaction Type | Transfer |
| Record Updated | Jan 17, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 78 RED BROOK LN, WEST WARWICK, RI 02893-7426 |
| Document Number | 0000125769 |
|---|---|
| Date | Jul 15, 2021 |
| Instrument | 125769 |
| Name | CITIZENS BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CUMBERLAND RI |
| Recording Date | Mar 15, 2017 |
| Property Address | 33 BERM DR, CUMBERLAND, RI 02864-5429 |
| Document Number | 001737-334 |
| Book / Page | 1737 / 334 |
| Transaction Type | Transfer |
| Record Updated | Jan 17, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $30.93 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 0017370336 |
|---|---|
| Date | Mar 15, 2017 |
| Instrument | 01737/0336 |
| Name | HOMEBRIDGE FINANCIAL |
|---|
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Mar 15, 2047 |
The 2026 property tax bill for 33 Berm Dr was $4,368, up 16.4% from the year before.
Source: Cumberland Town assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Rhode Island |
| County Subdivision | Cumberland Town |
| Unified School District | Cumberland School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,368.00 (+16.45%) | $436,400 (+42.75%) Building $436,400 | $454,292 |
| 2025 | $3,751.00 | $305,700 Building $305,700 | |
| 2023 | $3,552.00 (+0.74%) | $305,700 (+29.97%) Building $305,700 | |
| 2022 | $3,526.00 | $235,200 Building $235,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 33 Berm Dr in Zone X, an area of minimal flood risk, though there have been 10 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 10 (1979–2023) |
| Claims Outside the SFHA | 3 of 10 |
| Most Recent Claim | Dec 2023 · Severe Storm And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 33 Berm Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 94% of Rhode Island |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF CUMBERLAND serves 21,235 people · EPA ID RI1647530 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2023 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 185 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fiber | 980 / 880 |
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