34 Berm Dr, Cumberland, RI 02864 Property Records

Cumberland Town property record for 34 Berm Dr, Cumberland, RI 02864

Property Summary

Property TypeCondominium
Details3 bd · 2.5 ba · 1,450 sqft · built 2010
Lot Size0.16 acres (6,970 sqft)
OwnerIndividual Name on Record
Last Sale$292,500 (Apr 2016)
Tax Bill$5,522 (2026)
Deeds & MortgagesMay 2023 Sale
Nov 2020 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN9937-01

Property Details

APN / Parcel Number

Primary APN9937-01
Alternative APN
  • CUMB M:015 B:0110 L:034

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms5 Rooms
Stories2 Stories
Building Area1,450 sqft Living Area
Gross Area2,175 sqft
1st Floor Area725 sqft
Basement Area725 sqft
Unfinished Basement725 sqft

Exterior

Year BuiltBuilt 2010
Effective Year BuiltEffective 2010
Architectural StyleCondo/Apartment
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area6,970 sqft (0.16 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account Number9937-01
Street Address34 BERM DR
CityCUMBERLAND
StateRI
Zip02864-5431
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Local Zoning Code100
Legal Block110
Legal Lot Number34
JurisdictionCUMBERLAND RI
Township / Civil DivisionCUMBERLAND
Census Block Group2
Census Block2018
Census Tract11301

Owner

Source: Cumberland Town records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address34 BERM DR, CUMBERLAND, RI 02864-5431
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 5, 2023Warranty Deed, Transfer
Nov 10, 2020Deed of Trust, Mortgage · Conventional Mortgage
OCEAN STATE CMNTY CU
Jan 24, 2018Quit Claim Deed, Transfer · Conventional Mortgage
WASHINGTON TR CO

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 20, 2016 · Amount on Record
Deed SaleApr 20, 2016 · Amount on Record
Prior SaleJun 25, 2010 · Amount on Record
Deed Book / Page1708 / 419
Last Transfer DateApr 18, 2023
Transfer Doc001955-533
Record UpdatedOct 29, 2026

May 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCUMBERLAND RI
Recording DateMay 5, 2023
Property Address34 BERM DR, CUMBERLAND, RI 02864-5431
Document Number001955-533
Book / Page1955 / 533
Instrument DateApr 18, 2023
Instrument138631
Transaction TypeTransfer
Record UpdatedMay 18, 2023

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address34 BERM DR # 84, 84, CUMBERLAND, RI 02864-5431

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCUMBERLAND RI
Property Address34 BERM DR, CUMBERLAND, RI 02864-5431
Document Number1863-776
Instrument DateNov 10, 2020
Transaction TypeMortgage
Record UpdatedDec 9, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address34 BERM DR CUMBERLAND RI 028645431, CUMBERLAND, RI 02864-5431

Mortgage

Document Number1863-776
DateNov 16, 2020
Book Page001863/000776
Instrument119039
Lender
NameOCEAN STATE CMNTY CU
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueNov 15, 2050

January 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionCUMBERLAND RI
Recording DateJan 24, 2018
Property Address34 BERM DR, CUMBERLAND, RI 02864-5431
Document Number1764-253
Book / Page001764 / 000253
Instrument DateJan 24, 2018
Transaction TypeTransfer
Record UpdatedFeb 20, 2018

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$298.00
Amount AccuracyConfirmed
Additional
  • Quitclaim
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address34 BERM DR #34 CUMBERLAND RI 028645431, 34, CUMBERLAND, RI 02864-5431

Mortgage

Document Number1764-255
DateJan 24, 2018
Book Page001764/000255
Lender
NameWASHINGTON TR CO
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJan 23, 2048

Tax Assessment & Valuation

Source: Cumberland Town assessment roll, as of June 22, 2026

Property Jurisdictions

TypeName
StateRhode Island
County SubdivisionCumberland Town
Unified School DistrictCumberland School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$5,522.00 (+9.45%)$551,600 (+34.14%) Building $551,600$516,680
2025$5,045.00 (+5.59%)$411,200 (-) Building $411,200
2023$4,778.00 (-2.05%)$411,200 (+26.37%) Building $411,200
2022$4,878.00$325,400 Building $325,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies8 in force
Nearby Flood Claims10 (1979–2023)
Claims Outside the SFHA3 of 10
Most Recent ClaimDec 2023 · Severe Storm And Flooding
Claims by Event
  • Severe Storms And Flooding, Mar 2010 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 94% of Rhode Island
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF CUMBERLAND
serves 21,235 people · EPA ID RI1647530
Water SourcePurchased surface water from several systems
Last State InspectionMar 2023
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 185 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
Verizon
Fiber
980 / 880

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