3497 Twin Oaks Dr, Napa, CA 94558 Property Records

Napa County property record for 3497 Twin Oaks Dr, Napa, CA 94558

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,433 sqft · built 1973
Lot Size	0.19 acres (8,276 sqft)
Owner	Trust Name on File
Last Sale	$700,000 (Nov 2021)
Tax Bill	$9,285 (2026)
Deeds & Mortgages	Feb 2023 Transfer Nov 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`050-133-001-000`

Property Details

APN / Parcel Number

Primary APN	`050-133-001-000`
Alternative APNs	`050-133-001` `05013301`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Building Area	1,433 sqft Living Area
Gross Area	1,933 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Construction Type	Wood
Lot Area	8,276 sqft (0.19 acres)
Garage Type	Attached
Garage Area	500 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	None
Heating System	Central

Location & Zoning

Old Parcel Number	050-133-001
Street Address	3497 TWIN OAKS DR
City	NAPA
State	CA
Zip	94558-5247
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS7
Legal Description	LOT 80 THE KNOLLS SUB 10R/M12
Legal Subdivision	THE KNOLLS SUBD
Legal Lot Number	80
Jurisdiction	NAPA CA
Township / Civil Division	NAPA
Census Block Group	1
Census Block	1009
Census Tract	201101

Owner

3497 Twin Oaks Dr is owner-occupied and held in a trust since November 2021.

Source: Napa County records, as of October 21, 2026

Owner of Record	Trust Name on File
Mailing Address	3497 TWIN OAKS DR, NAPA, CA 94558-5247
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 16, 2023	Intrafamily Transfer, Transfer
Nov 12, 2021	Grant Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jan 8, 2020	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA
Aug 17, 2018	Affidavit of Death, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 12, 2021 · Amount on File
Deed Sale	Nov 12, 2021 · Amount on File
Deed Document Number	202134879
Prior Transfer Date	Dec 30, 1993
Prior Transfer Doc	0000043174
Record Updated	Oct 29, 2026

February 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	NAPA CA
Recording Date	Feb 16, 2023
Property Address	3497 TWIN OAKS DR, NAPA, CA 94558-5247
Document Number	0000002539
Map Reference	MB 10 PG 11&12
Instrument Date	Feb 10, 2023
Instrument	2023-0002539
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	3497 TWIN OAKS DR, NAPA, CA 94558-5247

November 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	NAPA CA
Recording Date	Nov 12, 2021
Property Address	3497 TWIN OAKS DR, NAPA, CA 94558-5247
Document Number	0000034879
Map Reference	MB 10 PG 11&12
Instrument Date	Nov 4, 2021
Instrument	2021-0034879
Transaction Type	Transfer
Record Updated	Nov 19, 2021
Title Company	FIRST AMER TTL CO OF NAPA

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3497 TWIN OAKS DR, NAPA, CA 94558-5247

Mortgage

Document Number	0000034880
Date	Nov 12, 2021
Instrument	2021-0034880

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NAPA CA
Property Address	3497 TWIN OAKS DR, NAPA, CA 94558-5247
Document Number	0000001093
Instrument Date	Jan 8, 2020
Transaction Type	Mortgage
Record Updated	Jan 28, 2020
Title Company	TITLE365 - OMAHA

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	3497 TWIN OAKS DR NAPA CA 945585247, NAPA, CA 94558-5247

Mortgage

Document Number	0000001093
Date	Jan 17, 2020
Instrument	1093

Lender

Name	BANK OF AMERICA
Type	Bank
Address	TAMPA, FL 33634

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

August 2018: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	NAPA CA
Recording Date	Aug 17, 2018
Property Address	3497 TWIN OAKS DR, NAPA, CA 94558-5247
Document Number	0000016192
Instrument Date	Jul 23, 2018
Instrument	16192
Transaction Type	Transfer
Record Updated	Aug 31, 2018
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	3497 TWIN OAKS DR NAPA CA 945585247, NAPA, CA 94558-5247

Tax Assessment & Valuation

The 2026 property tax bill for 3497 Twin Oaks Dr was $9,285 with a homeowner's exemption, up 2.1% from the year before.

Source: Napa County assessment roll, as of October 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Napa County
Municipality	Napa City
Unified School District	Napa Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$9,285.00 (+2.15%) Homeowner's exemption	$757,701 (+2%) Land $340,965 Building $416,736	$757,701 (+2%) Land $340,965 Building $416,736
2025	$9,090.00 Homeowner's exemption	$742,845 Land $334,280 Building $408,565	$742,845 Land $334,280 Building $408,565
2023	$8,647.00 (+1.38%) Homeowner's exemption	$714,000 Land $321,300 Building $392,700
2022	$8,529.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3497 Twin Oaks Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1998.

Source: FEMA National Flood Hazard Layer, effective June 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1998)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 1998 · Severe Winter Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3497 Twin Oaks Dr is moderate, ranking above 45% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 73% of California
Wildfire Likelihood	0.08% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF NAPA serves 84,804 people · EPA ID CA2810003
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 232 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T DSL	100 / 20

May also be available: Valley Internet, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Twin Oaks Dr

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