3505 Twin Oaks Dr, Napa, CA 94558 Property Records

Napa County property record for 3505 Twin Oaks Dr, Napa, CA 94558

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 1,730 sqft · built 1973
Lot Size	0.17 acres (7,405 sqft)
Owner	2 Individual Names on File
Last Sale	$198,000 (Sep 1994)
Tax Bill	$4,568 (2026)
Deeds & Mortgages	Sep 2026 Line of Credit Jun 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`050-132-006-000`

Property Details

APN / Parcel Number

Primary APN	`050-132-006-000`
Alternative APNs	`050-132-006` `05013206`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Building Area	1,730 sqft Living Area
Gross Area	2,230 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Construction Type	Wood
Lot Area	7,405 sqft (0.17 acres)
Garage Type	Attached
Garage Area	500 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	None
Heating System	Central

Location & Zoning

Old Parcel Number	050-132-006
Street Address	3505 TWIN OAKS DR
City	NAPA
State	CA
Zip	94558-5229
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS7
Legal Description	LOT 78 THE KNOLLS SUB 10R/M12
Legal Subdivision	THE KNOLLS SUBD
Legal Lot Number	78
Jurisdiction	NAPA CA
Township / Civil Division	NAPA
Census Block Group	1
Census Block	1009
Census Tract	201101

Owner

3505 Twin Oaks Dr is owned and occupied by two individuals who acquired it in October 2011.

Source: Napa County records, as of October 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3505 TWIN OAKS DR, NAPA, CA 94558-5229
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 10, 2026	Deed of Trust, Mortgage · Line of Credit MORTGAGE MORTGAGE
Jun 30, 2021	Deed of Trust, Mortgage · Conventional Mortgage HOMEBRIDGE FINANCIAL SERVICES INC
Aug 9, 2018	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Sep 14, 2017	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 16, 1994 · Amount on File
Deed Sale	Sep 16, 1994 · Amount on File
Deed Document Number	199428124
Last Transfer Date	Oct 18, 2011
Transfer Doc	0000025872
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NAPA CA
Recording Date	Sep 10, 2026
Property Address	3505 TWIN OAKS DR, NAPA, CA 94558-5229
Document Number	0000013215
Instrument Date	Sep 2, 2026
Instrument	202613215
Transaction Type	Mortgage
Record Updated	Sep 17, 2026
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3505 TWIN OAKS DR, NAPA, CA 94558-5229
Investor	Possibly a Property Investor

Mortgage

Document Number	0000013215,
Date	Sep 10, 2026
Instrument	202613215

Lender

Name	MORTGAGE MORTGAGE

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Max Rate	-1%

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NAPA CA
Property Address	3505 TWIN OAKS DR, NAPA, CA 94558-5229
Transaction Type	Mortgage
Record Updated	Jul 12, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3505 TWIN OAKS DR, NAPA, CA 94558-5229

Mortgage

Document Number	0000021849
Date	Jun 30, 2021
Instrument	2021-0021849

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Mortgage Company
Address	ISELIN, NJ 08830

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NAPA CA
Property Address	3505 TWIN OAKS DR, NAPA, CA 94558-5229
Document Number	0000016212
Instrument Date	Aug 9, 2018
Transaction Type	Mortgage
Record Updated	Sep 6, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3505 TWIN OAKS DR NAPA CA 945585229, NAPA, CA 94558-5229

Mortgage

Document Number	0000016212
Date	Aug 20, 2018
Instrument	16212

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Aug 19, 2033

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NAPA CA
Property Address	3505 TWIN OAKS DR, NAPA, CA 94558-5229
Document Number	0000024058
Instrument Date	Sep 14, 2017
Transaction Type	Mortgage
Record Updated	Aug 28, 2018
Title Company	AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3505 TWIN OAKS DR NAPA CA 945585229, NAPA, CA 94558-5229

Mortgage

Document Number	0000024058
Date	Oct 26, 2017
Instrument	24058

Lender

Name	BANK OF AMERICA
Type	Bank
Address	TAMPA, FL 33634

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 3505 Twin Oaks Dr was $4,568 with a homeowner's exemption, up 2.2% from the year before.

Source: Napa County assessment roll, as of October 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Napa County
Municipality	Napa City
Unified School District	Napa Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,568.00 (+2.24%) Homeowner's exemption	$339,200 (+2%) Land $162,747 Building $176,453	$339,200 (+2%) Land $162,747 Building $176,453
2025	$4,468.00 Homeowner's exemption	$332,550 Land $159,556 Building $172,994	$332,550 Land $159,556 Building $172,994
2023	$4,269.00 (+1.28%) Homeowner's exemption	$319,638 Land $153,361 Building $166,277
2022	$4,215.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3505 Twin Oaks Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1998.

Source: FEMA National Flood Hazard Layer, effective June 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1998)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 1998 · Severe Winter Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3505 Twin Oaks Dr is moderate, ranking above 45% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 73% of California
Wildfire Likelihood	0.08% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF NAPA serves 84,804 people · EPA ID CA2810003
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 232 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T DSL	100 / 20

May also be available: Valley Internet, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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