3497 Teri Ln, Troy, MO 63379 Property Records

Lincoln County property record for 3497 Teri Ln, Troy, MO 63379

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,587 sqft · built 1997
Lot Size	3 acres (130,680 sqft)
Owner	2 Individual Names on Record
Last Sale	$344,800 (Nov 2020)
Tax Bill	$3,213 (2025)
Deeds & Mortgages	Nov 2020 Mortgage
Flood Zone	Zone A (high risk)
APN	`14-40-20-000-000-003.025`

Property Details

APN / Parcel Number

Primary APN	`14-40-20-000-000-003.025`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,587 sqft Living Area
Basement Area	1,587 sqft
Unfinished Basement	1,587 sqft
Flooring	Combination, Other
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	Conventional
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	130,680 sqft (3 acres)
Garage Area	696 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	3497 TERI LN
City	TROY
State	MO
Zip	63379-5302
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 15 ROSEWOOD ESTATES
Legal Range	01E
Legal Township	49N
Legal Section	20
Legal Subdivision	ROSEWOOD ESTATES
Legal Lot Number	15
Jurisdiction	LINCOLN MO
Township / Civil Division	MONROE
Census Block Group	1
Census Block	1018
Census Tract	810310

Owner

Source: Lincoln County records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3497 TERI LN, TROY, MO 63379-5302
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 19, 2020 · Amount on Record
Deed Sale	Nov 19, 2020 · Amount on Record
Prior Sale	Jun 19, 2015 · Amount on Record
Deed Document Number	202013672
Deed Book / Page	2455 / 590
Prior Transfer Date	Oct 12, 2009
Prior Transfer Doc	02112/0021
Record Updated	Oct 29, 2026

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN MO
Recording Date	Nov 19, 2020
Property Address	3497 TERI LN, TROY, MO 63379-5302
Document Number	002455/590
Book / Page	2455 / 590
Map Reference	CAB 12 PG 39
Instrument Date	Nov 10, 2020
Instrument	2020013672
Transaction Type	Transfer
Record Updated	Aug 15, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3497 TERI LN, TROY, MO 63379-5302
Investor	Possibly a Property Investor

Mortgage

Document Number	2020013673
Date	Nov 19, 2020
Instrument	2020013673

Lender

Name	INTEGRITY MORTGAGE OF MISSOURI CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

Tax Assessment & Valuation

Source: Lincoln County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Lincoln County
Unified School District	Troy R-III School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$52,573 (-) Land $7,505 Building $45,068
2025	$3,213.00 (+9.14%)	$52,573 (+10.65%) Land $7,505 Building $45,068	$276,700 (+10.64%) Land $39,500 Building $237,200
2023	$2,944.00 (+4.73%)	$47,515 (+5.27%) Land $5,795 Building $41,720	$250,080 (+5.27%) Land $30,500 Building $219,580
2022	$2,811.00	$45,138 Land $5,795 Building $39,343
2021			$237,570 Land $30,500 Building $207,070

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2018

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 70% of Missouri
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LINCOLN COUNTY PWSD 1 serves 14,000 people · EPA ID MO6024340
Water Source	Groundwater
Last State Inspection	Feb 2023
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Fluoride resolved · Jan 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Verizon Fixed Wireless	25 / 6
AT&T Fixed Wireless	25 / 3

May also be available: Spectrum, Systec Wireless Communications, T-Mobile, Wisper ISP.