3480 Teri Ln, Troy, MO 63379 Property Records

Lincoln County property record for 3480 Teri Ln, Troy, MO 63379

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,110 sqft · built 1993
Lot Size	3 acres (130,680 sqft)
Owner	Individual Name on Record
Tax Bill	$3,088 (2025)
Deeds & Mortgages	Oct 2023 Line of Credit Mar 2018 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`14-40-20-000-000-003.027`

Property Details

APN / Parcel Number

Primary APN	`14-40-20-000-000-003.027`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,110 sqft Living Area
Basement Area	1,055 sqft
Unfinished Basement	1,055 sqft
Flooring	Combination, Other
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Architectural Style	Conventional
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	130,680 sqft (3 acres)
Garage Area	598 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	3480 TERI LN
City	TROY
State	MO
Zip	63379-5300
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 17 ROSEWOOD ESTATES
Legal Range	01E
Legal Township	49N
Legal Section	20
Legal Subdivision	ROSEWOOD ESTATES
Legal Lot Number	17
Jurisdiction	LINCOLN MO
Township / Civil Division	MONROE
Census Block Group	1
Census Block	1018
Census Tract	810310

Owner

Source: Lincoln County records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3480 TERI LN, TROY, MO 63379-5300
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 16, 2023	Deed of Trust, Mortgage · Line of Credit PEOPLES BANK & TRUST CO
Mar 23, 2018	Deed of Trust, Mortgage · Line of Credit PEOPLES BANK & TRUST CO
Oct 5, 2021	Beneficiary Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Oct 5, 2021
Transfer Doc	2470/654
Record Updated	Oct 29, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN MO
Property Address	3480 TERI LN, TROY, MO 63379-5300
Transaction Type	Mortgage
Record Updated	Nov 29, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3480 TERI LN, TROY, MO 63379-5300

Mortgage

Document Number	002494/706
Date	Oct 16, 2023
Book Page	2494/706
Instrument	2023007947

Lender

Name	PEOPLES BANK & TRUST CO
Type	Bank
Address	TROY, MO 63379

Agreement

Type	Line of Credit
Amount	Amount Recorded

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN MO
Property Address	3480 TERI LN, TROY, MO 63379-5300
Transaction Type	Mortgage
Record Updated	Nov 24, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2420/0982
Date	Mar 23, 2018
Book Page	2420/0982
Instrument	2018002340

Lender

Name	PEOPLES BANK & TRUST CO
Type	Bank
Address	TROY, MO 63379

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Mar 30, 2028

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2021: Beneficiary Deed, Transfer

Document Type	Beneficiary Deed
Jurisdiction	LINCOLN MO
Recording Date	Oct 5, 2021
Property Address	3480 TERI LN, TROY, MO 63379-5300
Document Number	2470/654
Book / Page	2470 / 654
Map Reference	CAB 12 PG 39
Instrument Date	Oct 5, 2021
Instrument	2021013225
Transaction Type	Transfer
Record Updated	Nov 24, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3480 TERI LN, TROY, MO 63379-5300

Tax Assessment & Valuation

Source: Lincoln County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Lincoln County
Unified School District	Troy R-III School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$50,527 (-) Land $7,505 Building $43,022
2025	$3,088.00 (+6.59%)	$50,527 (+8.08%) Land $7,505 Building $43,022	$265,930 (+8.08%) Land $39,500 Building $226,430
2023	$2,897.00 (+4.74%)	$46,750 Land $5,795 Building $40,955	$246,050 Land $30,500 Building $215,550
2022	$2,766.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2018

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 70% of Missouri
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LINCOLN COUNTY PWSD 1 serves 14,000 people · EPA ID MO6024340
Water Source	Groundwater
Last State Inspection	Feb 2023
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Fluoride resolved · Jan 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 158 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30

May also be available: Systec Wireless Communications.

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