Lincoln County property record for 3490 Teri Ln, Troy, MO 63379
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3.25 ba · 1,595 sqft · built 1994 |
| Lot Size | 3 acres (130,680 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $247,500 (May 2014) |
| Tax Bill | $3,103 (2025) |
| Deeds & Mortgages | Jul 2023 Line of Credit Apr 2023 Transfer + 2 more |
| Flood Zone | Zone A (high risk) |
| APN | 14-40-20-000-000-003.026 |
| Primary APN | 14-40-20-000-000-003.026 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.25 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 11 Rooms |
| Stories | 1 Story |
| Building Area | 1,595 sqft Living Area |
| Basement Area | 1,595 sqft |
| Unfinished Basement | 1,595 sqft |
| Flooring | Combination, Other |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1994 |
| Architectural Style | Conventional |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 130,680 sqft (3 acres) |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Sewer | Septic |
|---|---|
| Water Source | Well |
| Street Address | 3490 TERI LN |
|---|---|
| City | TROY |
| State | MO |
| Zip | 63379-5300 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 16 ROSEWOOD ESTATES |
| Legal Range | 01E |
| Legal Township | 49N |
| Legal Section | 20 |
| Legal Subdivision | ROSEWOOD ESTATES |
| Legal Lot Number | 16 |
| Jurisdiction | LINCOLN MO |
| Township / Civil Division | MONROE |
| Census Block Group | 1 |
| Census Block | 1018 |
| Census Tract | 810310 |
Source: Lincoln County records · APN 14-40-20-000-000-003.026
Assessment roll updated September 11, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3490 TERI LN, TROY, MO 63379-5300 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 07, 2023 | Deed of Trust, Mortgage · Line of Credit VANTAGE CU |
| Apr 13, 2023 | Affidavit of Death of Joint Tenant, Transfer ATG |
| Apr 13, 2023 | Warranty Deed, Transfer · Conventional Mortgage MORTGAGE SOLUTIONS LLC |
| Dec 15, 2017 | Intrafamily Transfer, Transfer |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 27, 2014 · Amount on Record |
| Deed Sale | May 27, 2014 · Amount on Record |
| Deed Document Number | 20143539 |
| Deed Book / Page | 2359 / 76 |
| Last Transfer Date | Dec 14, 2017 |
| Transfer Doc | 2418/0229 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN MO |
| Property Address | 3490 TERI LN, TROY, MO 63379-5300 |
| Transaction Type | Mortgage |
| Record Updated | Oct 09, 2023 |
| Name | Verified Name |
|---|---|
| Address | 3490 TERI LN, TROY, MO 63379-5300 |
| Document Number | 002491/909 |
|---|---|
| Date | Jul 07, 2023 |
| Book Page | 2491/909 |
| Instrument | 2023005109 |
| Name | VANTAGE CU |
|---|---|
| Type | Credit Union |
| Address | SAINT CHARLES, MO 63304 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Jun 30, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Affidavit of Death of Joint Tenant |
|---|---|
| Jurisdiction | LINCOLN MO |
| Recording Date | Apr 13, 2023 |
| Property Address | 3490 TERI LN, TROY, MO 63379-5300 |
| Document Number | 002489/545 |
| Book / Page | 2489 / 545 |
| Map Reference | CAB 12 PG 39 |
| Instrument Date | Apr 12, 2023 |
| Instrument | 2023002722 |
| Transaction Type | Transfer |
| Record Updated | May 26, 2023 |
| Title Company | ATG |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3490 TERI LN, TROY, MO 63379-5300 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LINCOLN MO |
| Recording Date | Apr 13, 2023 |
| Property Address | 3490 TERI LN, TROY, MO 63379-5300 |
| Document Number | 002489/546 |
| Book / Page | 2489 / 546 |
| Map Reference | CAB 12 PG 39 |
| Instrument Date | Apr 11, 2023 |
| Instrument | 2023002723 |
| Transaction Type | Transfer |
| Record Updated | May 26, 2023 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1002 N HICKORY ST, SALEM, MO 65560-1132 |
| Name | Verified Name |
|---|---|
| Address | 3490 TERI LN, TROY, MO 63379-5300 |
| Document Number | 2023002724 |
|---|---|
| Date | Apr 13, 2023 |
| Instrument | 2023002724 |
| Name | MORTGAGE SOLUTIONS LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.75% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | May 01, 2030 |
| Change Frequency | Annually |
| Min Rate At Change | 5% |
| Max Rate At Change | 7.75% |
| Index | Other |
| Margin | 2 |
| Max Rate | 10.7% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | LINCOLN MO |
| Recording Date | Dec 15, 2017 |
| Property Address | 3490 TERI LN, TROY, MO 63379-5300 |
| Document Number | 2418/0229 |
| Book / Page | 2418 / 0229 |
| Map Reference | CAB12 PG39 |
| Instrument Date | Dec 14, 2017 |
| Instrument | 2017011720 |
| Transaction Type | Transfer |
| Record Updated | Aug 31, 2021 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 3490 TERI LN, TROY, MO 63379-5300 |
Source: Lincoln County records · Assessment roll updated September 11, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Lincoln County |
| Unified School District | Troy R-III School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,103.00 (+7.78%) | $50,768 (+9.27%) Land $7,505 Building $43,263 | $267,200 (+9.27%) Land $39,500 Building $227,700 |
| 2023 | $2,879.00 (+4.39%) | $46,461 Land $5,795 Building $40,666 | $244,530 Land $30,500 Building $214,030 |
| 2022 | $2,758.00 |
Source: FEMA National Flood Hazard Layer as of October 5, 2018 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone A high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Flood Insurance Requirement | Required federally backed loans |
| Wildfire Risk | Moderate above 40% of the US · lower than 60% of Missouri |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Wisper ISP Fixed Wireless | 400 / 30 |
May also be available: SysTec Wireless Communications.
Based on FCC filings for 158 locations within half a mile of this property.
5G (outdoors only) and 4G LTE
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | LINCOLN COUNTY PWSD 1 serves 14,000 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2023 |
| Lead | 4 ppb (2022–2024) action level 15 ppb |
| Water Quality | Fluoride resolved · Jan 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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