3497 N Sundown Ln, Oceanside, CA 92056 Property Records

San Diego County property record for 3497 N Sundown Ln, Oceanside, CA 92056

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,575 sqft · built 1978
Lot Size	0.84 acres (3,658 sqft)
Owner	Company Name on Record
Last Sale	$400,000 (Apr 2007)
Tax Bill	$4,112 (2025)
Deeds & Mortgages	Sep 2021 Transfer Sep 2021 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`168-180-50-00`

Property Details

APN / Parcel Number

Primary APN	`168-180-50-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,575 sqft Living Area

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Lot Area	3,658 sqft (0.84 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	3497 N SUNDOWN LN
City	OCEANSIDE
State	CA
Zip	92056-4710
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RM-A
Legal Description	LOT 137 TR 008348
Legal Subdivision	OCEANSIDE MANOR
Legal Tract	008348
Legal Block	1
Legal Lot Number	137
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	1
Census Block	1012
Census Tract	19805

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	3497 N SUNDOWN LN, OCEANSIDE, CA 92056-4710
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Sep 14, 2021	Affidavit of Death of Joint Tenant, Transfer
Sep 14, 2021	Intrafamily Transfer, Transfer
Dec 23, 2017	Deed of Trust, Mortgage · VA Mortgage NAVY FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 26, 2007 · Amount on Record
Deed Sale	Apr 26, 2007 · Amount on Record
Prior Sale	Apr 17, 2003 · Amount on Record
Deed Document Number	2007284340
Last Transfer Date	Aug 11, 2021
Transfer Doc	0000647973
Record Updated	Oct 29, 2026

September 2021: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	SAN DIEGO CA
Recording Date	Sep 14, 2021
Property Address	3497 N SUNDOWN LN, OCEANSIDE, CA 92056-4710
Document Number	0000647972
Map Reference	MAP 8348
Instrument Date	Aug 11, 2021
Instrument	2021-0647972
Transaction Type	Transfer
Record Updated	Sep 22, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3497 N SUNDOWN LN, OCEANSIDE, CA 92056-4710

September 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Sep 14, 2021
Property Address	3497 N SUNDOWN LN, OCEANSIDE, CA 92056-4710
Document Number	0000647973
Map Reference	MAP 8348
Instrument Date	Aug 11, 2021
Instrument	2021-0647973
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	3497 N SUNDOWN LN, OCEANSIDE, CA 92056-4710

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	3497 N SUNDOWN LN, OCEANSIDE, CA 92056-4710
Document Number	0000614739
Instrument Date	Dec 23, 2017
Transaction Type	Mortgage
Record Updated	Jan 5, 2018
Title Company	WFG NATIONAL TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3497 N SUNDOWN LN OCEANSIDE CA 920564710, OCEANSIDE, CA 92056-4710

Mortgage

Document Number	0000614739
Date	Dec 29, 2017
Instrument	614739

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Dec 28, 2032

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Vista Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$546,596 (+2%) Land $375,785 Building $170,811
2025	$4,112.00 (+6.39%)	$535,879 (+4.04%) Land $368,417 Building $167,462
2023	$3,865.00 (-1.95%)	$515,072 Land $354,112 Building $160,960
2022	$3,942.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 31 individual policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	123 units insured incl. 92 condo units
Nearby Flood Claims	3 (1993–2025)
Most Recent Claim	Mar 2025 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OCEANSIDE serves 174,340 people · EPA ID CA3710014
Water Source	Purchased surface water from several systems
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 464 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: AT&T, GeoLinks.

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