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3492 N Sundown Ln, Oceanside, CA 92056 Property Records

San Diego County property record for 3492 N Sundown Ln, Oceanside, CA 92056

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,168 sqft · built 1978
Lot Size0.76 acres (3,293 sqft)
Owner2 Company Names on Record
Last Sale$615,000 (Sep 2023)
Tax Bill$3,116 (2025)
Deeds & MortgagesSep 2023 Sale & Reverse Mortgage
Flood ZoneZone X (minimal risk)
APN168-180-64-00

Property Details

APN / Parcel Number

Primary APN168-180-64-00

Interior

Bedrooms2 Beds
Full Baths2 Baths
Building Area1,168 sqft Living Area

Exterior

Year BuiltBuilt 1978
Effective Year BuiltEffective 1978
Lot Area3,293 sqft (0.76 acres)
Garage TypeCarport
CarportCarport
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address3492 N SUNDOWN LN
CityOCEANSIDE
StateCA
Zip92056-4709
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRM-A
Legal DescriptionLOT 151 TR 008348
Legal SubdivisionOCEANSIDE MANOR
Legal Tract008348
Legal Block1
Legal Lot Number151
JurisdictionSAN DIEGO CA
Township / Civil DivisionOCEANSIDE-ESCONDIDO
Census Block Group1
Census Block1013
Census Tract19805

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Mailing Address16925 HIGHWAY 67, RAMONA, CA 92065-6942
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Revocable Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 11, 2023 · Amount on Record
Deed SaleSep 11, 2023 · Amount on Record
Prior SaleSep 6, 2012 · Amount on Record
Deed Document Number2023245363
Prior Transfer DateFeb 2, 2016
Prior Transfer Doc0000093682
Record UpdatedOct 29, 2026

September 2023: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateSep 11, 2023
Property Address3492 N SUNDOWN LN, OCEANSIDE, CA 92056-4709
Document Number0000245363
Map ReferenceMAP 8348
Instrument DateJul 25, 2023
Instrument2023-0245363
Transaction TypeTransfer
Record UpdatedSep 19, 2023
Title CompanyLAWYERS TITLE COMPANY SAN DIEGO CA, LAWYERS TITLE CO SAN DIEGO

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address16925 HIGHWAY 67, RAMONA, CA 92065-6942

Mortgage

Document Number0000245364
DateSep 11, 2023
Instrument2023-0245364
Lender
NameLONGBRIDGE FINANCIAL LLC
TypeReverse Mortgage Lender
Agreement
TypeReverse Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Rate8.14%
AdjustableAdjustable Rate Rider
Type Change DateNov 1, 2023
Change FrequencyMonthly
Index1-Year T-Bill
Max Rate13.1%

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityOceanside City
Unified School DistrictVista Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$284,990 (+2%) Land $231,698 Building $53,292
2025$3,116.00 (+350.29%) Homeowner's exemption$279,403 (+312.99%) Land $227,155 Building $52,248
2023$692.00 (+0.58%) Homeowner's exemption$67,653 Land $32,049 Building $35,604
2022$688.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 31 individual policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies123 units insured
incl. 92 condo units
Nearby Flood Claims3 (1993–2025)
Most Recent ClaimMar 2025 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · lower than 81% of California
Wildfire Likelihood0.03% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLa Jolla Eastern
tribal government · serves 1,076 people · EPA ID 090605007
Water SourceGroundwater
Last State InspectionApr 2021
Also Mapped HereCITY OF OCEANSIDE, SAN DIEGO COUNTY WATER AUTHORITY
LeadBelow detection (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 735 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable		2,000 / 100
Verizon
Fixed Wireless		300 / 20
AT&T
DSL		100 / 20

May also be available: T-Mobile.

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