3502 N Sundown Ln, Oceanside, CA 92056 Property Records

San Diego County property record for 3502 N Sundown Ln, Oceanside, CA 92056

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,461 sqft · built 1978
Lot Size	0.86 acres (3,759 sqft)
Owner	Company Name on Record
Tax Bill	$3,908 (2025)
Deeds & Mortgages	Nov 2021 Reverse Mortgage Nov 2021 Reverse Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`168-180-41-00`

Property Details

APN / Parcel Number

Primary APN	`168-180-41-00`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Building Area	1,461 sqft Living Area

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Lot Area	3,759 sqft (0.86 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	3502 N SUNDOWN LN
City	OCEANSIDE
State	CA
Zip	92056-4707
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RM-A
Legal Description	LOT 128 TR 008348
Legal Subdivision	OCEANSIDE MANOR
Legal Tract	008348
Legal Block	1
Legal Lot Number	128
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	1
Census Block	1013
Census Tract	19805

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	3502 N SUNDOWN LN, OCEANSIDE, CA 92056-4707
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Nov 2, 2021	Deed of Trust, Mortgage · Reverse Mortgage COMMISSIONER OF HOUSING AND URBAN DEVELO
Nov 2, 2021	Deed of Trust, Mortgage · Reverse Mortgage REVERSE MORTGAGE FUNDING LLC
Sep 1, 2020	Deed of Trust, Mortgage · Conventional Mortgage SIERRA PACIFIC MORTGAGE CO INC
Jan 4, 2018	Quit Claim Deed, Transfer FIDELITY NATIONAL TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 18, 2015
Deed Sale	Dec 18, 2015
Prior Sale	Apr 17, 2007 · Amount on Record
Deed Document Number	2015648162
Last Transfer Date	Nov 13, 2017
Transfer Doc	0000004710
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	3502 N SUNDOWN LN, OCEANSIDE, CA 92056-4707
Transaction Type	Mortgage
Record Updated	Sep 27, 2023
Title Company	FIDELITY NATIONAL TITLE SAN DIEGO, FIDELITY NATL TTL SAN DIEGO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3502 N SUNDOWN LN, OCEANSIDE, CA 92056-4707

Mortgage

Document Number	0000762610
Date	Nov 2, 2021
Instrument	2021-0762610

Lender

Name	COMMISSIONER OF HOUSING AND URBAN DEVELO
Type	Non-Lending Institution
Address	WASHINGTON, DC 20410

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	842 Months
Due	Jan 1, 2092

Interest

Rate Type	Adjustable Rate
Rate	2.36%
Type Change Date	Dec 1, 2021
Change Frequency	Annually
Index	1-Year CMT

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	3502 N SUNDOWN LN, OCEANSIDE, CA 92056-4707
Transaction Type	Mortgage
Record Updated	Sep 27, 2023
Title Company	FIDELITY NATIONAL TITLE SAN DIEGO, FIDELITY NATL TTL SAN DIEGO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3502 N SUNDOWN LN, OCEANSIDE, CA 92056-4707

Mortgage

Document Number	0000762609
Date	Nov 2, 2021
Instrument	2021-0762609

Lender

Name	REVERSE MORTGAGE FUNDING LLC
Type	Reverse Mortgage Lender
Address	BLOOMFIELD, NJ 07003

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	842 Months
Due	Jan 1, 2092

Interest

Rate Type	Adjustable Rate
Type Change Date	Dec 1, 2021
Change Frequency	Monthly
Max Rate At Change	12.3%
Index	1-Year CMT

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	3502 N SUNDOWN LN, OCEANSIDE, CA 92056-4707
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIDELITY NATIONAL TTL CO IE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3502 N SUNDOWN LN, OCEANSIDE, CA 92056-4707

Mortgage

Document Number	0000505128
Date	Sep 1, 2020
Instrument	2020-0505128

Lender

Name	SIERRA PACIFIC MORTGAGE CO INC
Type	Mortgage Company
Address	FOLSOM, CA 95630

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2050

January 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jan 4, 2018
Property Address	3502 N SUNDOWN LN, OCEANSIDE, CA 92056-4707
Document Number	0000004710
Instrument Date	Dec 13, 2017
Instrument	4710
Transaction Type	Transfer
Record Updated	Jan 9, 2018
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	3502 N SUNDOWN LN OCEANSIDE CA 920564707, OCEANSIDE, CA 92056-4707

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Vista Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$528,146 (+2%) Land $368,952 Building $159,194
2025	$3,908.00 (+5.39%) Veteran's exemption	$517,791 (+4.04%) Land $361,718 Building $156,073
2024	$3,708.00 (+0.84%)
2023	$3,677.00 (-2.08%)	$497,686 Land $347,673 Building $150,013
2022	$3,755.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 31 individual policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	123 units insured incl. 92 condo units
Nearby Flood Claims	3 (1993–2025)
Most Recent Claim	Mar 2025 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 81% of California
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	La Jolla Eastern tribal government · serves 1,076 people · EPA ID 090605007
Water Source	Groundwater
Last State Inspection	Apr 2021
Also Mapped Here	CITY OF OCEANSIDE, SAN DIEGO COUNTY WATER AUTHORITY
Lead	Below detection (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 735 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20

May also be available: T-Mobile.

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